Biopsy bone trocar/needle superficial at MercyOne Genesis Davenport West Medical Center
1404 West Central Park Avenue, Davenport, IA · MercyOne · · NPI 1427097716
$1,216.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,028.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$704.60 with Naphcare vs $1,550.93 with Wellmark — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Naphcare | All Products | $704.60 | ↓ -42% |
| Wellmark | Medicare Advantage | $1,550.93 | ↑ +27% |
Visitor-reported prices
Comments
Biopsy bone trocar/needle superficial at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport Medical Center | Davenport | $1,405.80 | $1,522.95 – $1,550.93 |
| MercyOne Dubuque Medical Center | Dubuque | $655.85 | $360.21 – $3,300.04 |
| MercyOne Clinton Medical Center | Clinton | $878.15 | $14.48 – $3,534.34 |
| MercyOne Des Moines Medical Center | Des Moines | $1,670.50 | $516.57 – $3,206.43 |
| MercyOne North Iowa Medical Center | Mason City | $2,205.45 | $868.61 – $3,578.15 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $318.00 | $386.90 – $2,679.00 |
| MercyOne Waterloo Medical Center | Waterloo | $1,424.80 | $515.12 – $3,576.15 |
| UnityPoint Health - Allen Hospital | Waterloo | $708.28 | $78.77 – $1,342.97 |