X-ray toe(s) > 2 views (both sides) at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$146.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$349.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.09 with Medica vs $296.65 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $43.09 ↓ -71%
Centene Medicaid|NE Total Care $52.35 ↓ -64%
Medica Commercial|CHI Health $55.86 ↓ -62%
Creighton University Employees Commercial|All Plans $56.34 ↓ -62%
Medica Commercial|All Other Plans $58.50 ↓ -60%
United Commercial|All Plans $69.76 ↓ -52%
Amerigroup Medicaid|All Plans $83.59 ↓ -43%
Centene Medicaid|IA Total Care $83.59 ↓ -43%
IAMolina Medicaid|All Plans $85.23 ↓ -42%
Humana Medicare|All Plans $85.81 ↓ -41%
Medica Medicare|All Plans $85.81 ↓ -41%
United Medicare|All Plans $85.81 ↓ -41%
PACE Medicare|All Plans $85.81 ↓ -41%
BCBS - NE Medicare|All Plans $85.81 ↓ -41%
Todays Options Medicare|All Plans $87.53 ↓ -40%
Centene Medicare|All Plans $88.38 ↓ -40%
Amerigroup Medicare|All Plans $90.10 ↓ -39%
Great Plains Medicare|All Plans $90.10 ↓ -39%
Greater Omaha Packing Commercial|Narrow Network $95.77 ↓ -35%
One World Commercial|Narrow Network $95.77 ↓ -35%
Millard Public Schools Commercial|Narrow Network $95.77 ↓ -35%
ELAP Commercial|All Plans $97.72 ↓ -33%
One World Commercial|Broad Network $110.14 ↓ -25%
Millard Public Schools Commercial|Broad Network $110.14 ↓ -25%
Timpte Commercial|Broad Network $110.14 ↓ -25%
Greater Omaha Packing Commercial|Broad Network $110.14 ↓ -25%
United Medicaid|Community Plan $160.54 ↑ +10%
Medica Commercial|Open Access $181.48 ↑ +24%
Midlands Choice Commercial|Premier $181.48 ↑ +24%
AMPS Commercial|All Plans $190.50 ↑ +30%
QuikTrip Commercial|All Plans $209.40 ↑ +43%
PHCS Commercial|All Plans $247.79 ↑ +69%
Midlands Choice Commercial|Standard $261.75 ↑ +79%
MultiPlan Commercial|All Plans $296.65 ↑ +102%

Visitor-reported prices

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X-ray toe(s) > 2 views (both sides) at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $207.00 $84.28 – $118.00
MercyOne Dubuque Medical Center Dubuque $333.45 $78.07 – $342.00
MercyOne New Hampton Medical Center New Hampton $270.40 $109.66 – $277.00
MercyOne Dyersville Medical Center Dyersville $270.40 $104.71 – $311.79
MercyOne Clinton Medical Center Clinton $302.25 $80.14 – $310.00
MercyOne Oelwein Medical Center Oelwein $270.40 $105.87 – $277.00
MercyOne Cedar Falls Medical Center Cedar Falls $467.00 $81.99 – $467.00
MercyOne Elkader Medical Center Elkader $270.40 $142.57 – $289.52

All Iowa hospitals for this procedure →