X-ray thoracolumbar spine >=2 views at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$197.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$471.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.24 with Medica vs $400.35 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $46.24 ↓ -77%
Creighton University Employees Commercial|All Plans $51.66 ↓ -74%
United Commercial|All Plans $63.96 ↓ -68%
Medica Commercial|CHI Health $66.53 ↓ -66%
Medica Commercial|All Other Plans $69.67 ↓ -65%
Centene Medicaid|NE Total Care $70.65 ↓ -64%
Amerigroup Medicaid|All Plans $83.59 ↓ -58%
Centene Medicaid|IA Total Care $83.59 ↓ -58%
IAMolina Medicaid|All Plans $85.23 ↓ -57%
Humana Medicare|All Plans $85.81 ↓ -57%
Medica Medicare|All Plans $85.81 ↓ -57%
United Medicare|All Plans $85.81 ↓ -57%
PACE Medicare|All Plans $85.81 ↓ -57%
BCBS - NE Medicare|All Plans $85.81 ↓ -57%
Todays Options Medicare|All Plans $87.53 ↓ -56%
Centene Medicare|All Plans $88.38 ↓ -55%
Amerigroup Medicare|All Plans $90.10 ↓ -54%
Great Plains Medicare|All Plans $90.10 ↓ -54%
Millard Public Schools Commercial|Narrow Network $97.43 ↓ -51%
Greater Omaha Packing Commercial|Narrow Network $97.43 ↓ -51%
One World Commercial|Narrow Network $97.43 ↓ -51%
One World Commercial|Broad Network $112.04 ↓ -43%
Timpte Commercial|Broad Network $112.04 ↓ -43%
Millard Public Schools Commercial|Broad Network $112.04 ↓ -43%
Greater Omaha Packing Commercial|Broad Network $112.04 ↓ -43%
ELAP Commercial|All Plans $131.88 ↓ -33%
AMPS Commercial|All Plans $190.50 ↓ -4%
United Medicaid|Community Plan $216.66 ↑ +10%
Medica Commercial|Open Access $244.92 ↑ +24%
Midlands Choice Commercial|Premier $244.92 ↑ +24%
QuikTrip Commercial|All Plans $282.60 ↑ +43%
PHCS Commercial|All Plans $334.41 ↑ +69%
Midlands Choice Commercial|Standard $353.25 ↑ +79%
MultiPlan Commercial|All Plans $400.35 ↑ +102%

Visitor-reported prices

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X-ray thoracolumbar spine >=2 views at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $150.60 $84.28 – $118.00
MercyOne Dubuque Medical Center Dubuque $252.85 $78.07 – $389.00
MercyOne New Hampton Medical Center New Hampton $216.45 $131.83 – $333.00
MercyOne Cedar Falls Medical Center Cedar Falls $163.80 $59.22 – $252.00
MercyOne Newton Medical Center Newton $216.45 $82.37 – $333.00
MercyOne North Iowa Medical Center Mason City $268.45 $84.21 – $413.00
MercyOne Genesis Davenport Medical Center Davenport $165.00 $84.28 – $118.00
MercyOne Genesis DeWitt Medical Center DeWitt $165.00 $62.78 – $93.50

All Iowa hospitals for this procedure →