X-ray exam of femur 1 at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$65.52
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$156.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$23.40 with Centene vs $190.50 with AMPS — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $23.40 | ↓ -64% |
| Medica | Commercial|ACO | $39.94 | ↓ -39% |
| ELAP | Commercial|All Plans | $43.68 | ↓ -33% |
| Creighton University Employees | Commercial|All Plans | $51.66 | ↓ -21% |
| Medica | Commercial|CHI Health | $56.05 | ↓ -14% |
| Medica | Commercial|All Other Plans | $58.69 | ↓ -10% |
| United | Commercial|All Plans | $63.96 | ↓ -2% |
| United | Medicaid|Community Plan | $71.76 | ↑ +10% |
| Midlands Choice | Commercial|Premier | $81.12 | ↑ +24% |
| Medica | Commercial|Open Access | $81.12 | ↑ +24% |
| Amerigroup | Medicaid|All Plans | $83.59 | ↑ +28% |
| Centene | Medicaid|IA Total Care | $83.59 | ↑ +28% |
| IAMolina | Medicaid|All Plans | $85.23 | ↑ +30% |
| Humana | Medicare|All Plans | $85.81 | ↑ +31% |
| Medica | Medicare|All Plans | $85.81 | ↑ +31% |
| United | Medicare|All Plans | $85.81 | ↑ +31% |
| PACE | Medicare|All Plans | $85.81 | ↑ +31% |
| BCBS - NE | Medicare|All Plans | $85.81 | ↑ +31% |
| Todays Options | Medicare|All Plans | $87.53 | ↑ +34% |
| Centene | Medicare|All Plans | $88.38 | ↑ +35% |
| Amerigroup | Medicare|All Plans | $90.10 | ↑ +38% |
| Great Plains | Medicare|All Plans | $90.10 | ↑ +38% |
| QuikTrip | Commercial|All Plans | $93.60 | ↑ +43% |
| PHCS | Commercial|All Plans | $110.76 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $117.00 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $132.60 | ↑ +102% |
| AMPS | Commercial|All Plans | $190.50 | ↑ +191% |
Visitor-reported prices
Comments
X-ray exam of femur 1 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $174.60 | $84.28 – $118.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $402.00 | $53.87 – $268.00 |
| MercyOne Des Moines Medical Center | Des Moines | $261.30 | $53.87 – $268.00 |
| MercyOne Newton Medical Center | Newton | $332.80 | $82.37 – $341.00 |
| MercyOne North Iowa Medical Center | Mason City | $241.80 | $63.49 – $248.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $191.40 | $84.28 – $118.00 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $191.40 | $72.42 – $155.49 |
| UnityPoint Health - Allen Hospital | Waterloo | $128.01 | $7.39 – $84.33 |