X-ray exam of eye sockets at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$247.38
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$589.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$65.16 with Medica vs $500.65 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $65.16 | ↓ -74% |
| Creighton University Employees | Commercial|All Plans | $74.19 | ↓ -70% |
| Centene | Medicaid|NE Total Care | $88.35 | ↓ -64% |
| United | Commercial|All Plans | $91.85 | ↓ -63% |
| Medica | Commercial|CHI Health | $92.40 | ↓ -63% |
| Medica | Commercial|All Other Plans | $96.76 | ↓ -61% |
| Amerigroup | Medicaid|All Plans | $100.97 | ↓ -59% |
| Centene | Medicaid|IA Total Care | $100.97 | ↓ -59% |
| IAMolina | Medicaid|All Plans | $102.95 | ↓ -58% |
| Humana | Medicare|All Plans | $103.63 | ↓ -58% |
| Medica | Medicare|All Plans | $103.63 | ↓ -58% |
| United | Medicare|All Plans | $103.63 | ↓ -58% |
| PACE | Medicare|All Plans | $103.63 | ↓ -58% |
| BCBS - NE | Medicare|All Plans | $103.63 | ↓ -58% |
| Todays Options | Medicare|All Plans | $105.70 | ↓ -57% |
| Centene | Medicare|All Plans | $106.74 | ↓ -57% |
| Amerigroup | Medicare|All Plans | $108.81 | ↓ -56% |
| Great Plains | Medicare|All Plans | $108.81 | ↓ -56% |
| Millard Public Schools | Commercial|Narrow Network | $126.94 | ↓ -49% |
| Greater Omaha Packing | Commercial|Narrow Network | $126.94 | ↓ -49% |
| One World | Commercial|Narrow Network | $126.94 | ↓ -49% |
| One World | Commercial|Broad Network | $145.98 | ↓ -41% |
| Timpte | Commercial|Broad Network | $145.98 | ↓ -41% |
| Millard Public Schools | Commercial|Broad Network | $145.98 | ↓ -41% |
| Greater Omaha Packing | Commercial|Broad Network | $145.98 | ↓ -41% |
| ELAP | Commercial|All Plans | $164.92 | ↓ -33% |
| AMPS | Commercial|All Plans | $230.06 | ↓ -7% |
| United | Medicaid|Community Plan | $270.94 | ↑ +10% |
| Medica | Commercial|Open Access | $306.28 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $306.28 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $353.40 | ↑ +43% |
| PHCS | Commercial|All Plans | $418.19 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $441.75 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $500.65 | ↑ +102% |
Visitor-reported prices
Comments
X-ray exam of eye sockets at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $147.60 | $101.79 – $142.51 |
| MercyOne Clinton Medical Center | Clinton | $500.50 | $96.27 – $770.00 |
| MercyOne Oelwein Medical Center | Oelwein | $507.65 | $298.50 – $781.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $559.65 | $98.49 – $861.00 |
| MercyOne Des Moines Medical Center | Des Moines | $313.95 | $97.08 – $483.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $161.40 | $101.79 – $142.51 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $161.40 | $75.92 – $91.46 |
| MercyOne Waterloo Medical Center | Waterloo | $559.65 | $98.49 – $861.00 |