X-ray bone age studies at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$90.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$215.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.73 with Medica vs $230.06 with AMPS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $31.73 ↓ -65%
Centene Medicaid|NE Total Care $32.25 ↓ -64%
Creighton University Employees Commercial|All Plans $35.69 ↓ -60%
United Commercial|All Plans $44.19 ↓ -51%
Medica Commercial|CHI Health $49.88 ↓ -45%
Medica Commercial|All Other Plans $52.23 ↓ -42%
ELAP Commercial|All Plans $60.20 ↓ -33%
Greater Omaha Packing Commercial|Narrow Network $61.33 ↓ -32%
Millard Public Schools Commercial|Narrow Network $61.33 ↓ -32%
One World Commercial|Narrow Network $61.33 ↓ -32%
One World Commercial|Broad Network $70.53 ↓ -22%
Millard Public Schools Commercial|Broad Network $70.53 ↓ -22%
Timpte Commercial|Broad Network $70.53 ↓ -22%
Greater Omaha Packing Commercial|Broad Network $70.53 ↓ -22%
United Medicaid|Community Plan $98.90 ↑ +10%
Amerigroup Medicaid|All Plans $100.97 ↑ +12%
Centene Medicaid|IA Total Care $100.97 ↑ +12%
IAMolina Medicaid|All Plans $102.95 ↑ +14%
Humana Medicare|All Plans $103.63 ↑ +15%
Medica Medicare|All Plans $103.63 ↑ +15%
United Medicare|All Plans $103.63 ↑ +15%
PACE Medicare|All Plans $103.63 ↑ +15%
BCBS - NE Medicare|All Plans $103.63 ↑ +15%
Todays Options Medicare|All Plans $105.70 ↑ +17%
Centene Medicare|All Plans $106.74 ↑ +18%
Amerigroup Medicare|All Plans $108.81 ↑ +20%
Great Plains Medicare|All Plans $108.81 ↑ +20%
Medica Commercial|Open Access $111.80 ↑ +24%
Midlands Choice Commercial|Premier $111.80 ↑ +24%
QuikTrip Commercial|All Plans $129.00 ↑ +43%
PHCS Commercial|All Plans $152.65 ↑ +69%
Midlands Choice Commercial|Standard $161.25 ↑ +79%
MultiPlan Commercial|All Plans $182.75 ↑ +102%
AMPS Commercial|All Plans $230.06 ↑ +155%

Visitor-reported prices

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X-ray bone age studies at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $118.80 $101.79 – $142.51
MercyOne Dubuque Medical Center Dubuque $271.70 $93.79 – $418.00
MercyOne Dyersville Medical Center Dyersville $170.95 $99.41 – $296.03
MercyOne Clinton Medical Center Clinton $271.70 $96.27 – $418.00
MercyOne Cedar Falls Medical Center Cedar Falls $287.30 $98.49 – $442.00
MercyOne Des Moines Medical Center Des Moines $260.00 $80.40 – $400.00
MercyOne Centerville Medical Center Centerville $263.00 $72.17 – $263.00
MercyOne Newton Medical Center Newton $170.95 $98.96 – $263.00

All Iowa hospitals for this procedure →