Unlisted mr procedure at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$67.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$160.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.00 with Centene vs $199.97 with Medica — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $24.00 ↓ -64%
ELAP Commercial|All Plans $44.80 ↓ -33%
United Medicaid|Community Plan $73.60 ↑ +10%
Medica Commercial|Open Access $83.20 ↑ +24%
Midlands Choice Commercial|Premier $83.20 ↑ +24%
Amerigroup Medicaid|All Plans $83.59 ↑ +24%
Centene Medicaid|IA Total Care $83.59 ↑ +24%
IAMolina Medicaid|All Plans $85.23 ↑ +27%
Humana Medicare|All Plans $85.81 ↑ +28%
Medica Medicare|All Plans $85.81 ↑ +28%
United Medicare|All Plans $85.81 ↑ +28%
PACE Medicare|All Plans $85.81 ↑ +28%
BCBS - NE Medicare|All Plans $85.81 ↑ +28%
Todays Options Medicare|All Plans $87.53 ↑ +30%
Centene Medicare|All Plans $88.38 ↑ +32%
Great Plains Medicare|All Plans $90.10 ↑ +34%
Amerigroup Medicare|All Plans $90.10 ↑ +34%
QuikTrip Commercial|All Plans $96.00 ↑ +43%
PHCS Commercial|All Plans $113.60 ↑ +69%
United Commercial|All Plans $120.00 ↑ +79%
Creighton University Employees Commercial|All Plans $120.00 ↑ +79%
Midlands Choice Commercial|Standard $120.00 ↑ +79%
MultiPlan Commercial|All Plans $136.00 ↑ +102%
Medica Commercial|ACO $146.60 ↑ +118%
AMPS Commercial|All Plans $190.50 ↑ +183%
Medica Commercial|CHI Health $190.96 ↑ +184%
Medica Commercial|All Other Plans $199.97 ↑ +198%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Unlisted mr procedure at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $3,906.78 $36.81 – $1,435.74
UnityPoint Health - St. Luke's Hospital Cedar Rapids $1,158.67 $36.81 – $543.12
MercyOne Genesis Davenport West Medical Center Davenport not published $84.28 – $118.00
MercyOne Genesis Davenport Medical Center Davenport not published $84.28 – $118.00
UnityPoint Health - Allen Hospital Waterloo not published $36.81 – $125.96
UnityPoint Health - Finley Hospital Dubuque not published $36.81 – $160.78
UnityPoint Health - Grinnell Regional Medical Center Grinnell not published $36.81 – $178.13
UnityPoint Health - Jones Regional Medical Center Anamosa not published $36.81 – $178.13

All Iowa hospitals for this procedure →