Trnsfr/rearrngmnt adjcnt tiss e/n/e/l dfct 10sqcm/< at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$1,282.26
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,053.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$457.95 with Centene vs $9,248.33 with One World — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $457.95 | ↓ -64% |
| Creighton University Employees | Commercial|All Plans | $701.00 | ↓ -45% |
| ELAP | Commercial|All Plans | $854.84 | ↓ -33% |
| Medica | Commercial|ACO | $1,262.58 | ↓ -2% |
| United | Medicaid|Community Plan | $1,404.38 | ↑ +10% |
| United | Commercial|All Plans | $1,434.91 | ↑ +12% |
| Medica | Commercial|Open Access | $1,587.56 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $1,587.56 | ↑ +24% |
| Medica | Commercial|CHI Health | $1,701.00 | ↑ +33% |
| Amerigroup | Medicaid|All Plans | $1,736.73 | ↑ +35% |
| Centene | Medicaid|IA Total Care | $1,736.73 | ↑ +35% |
| IAMolina | Medicaid|All Plans | $1,770.79 | ↑ +38% |
| Humana | Medicare|All Plans | $1,782.69 | ↑ +39% |
| Medica | Medicare|All Plans | $1,782.69 | ↑ +39% |
| United | Medicare|All Plans | $1,782.69 | ↑ +39% |
| PACE | Medicare|All Plans | $1,782.69 | ↑ +39% |
| BCBS - NE | Medicare|All Plans | $1,782.69 | ↑ +39% |
| Todays Options | Medicare|All Plans | $1,818.34 | ↑ +42% |
| QuikTrip | Commercial|All Plans | $1,831.80 | ↑ +43% |
| Centene | Medicare|All Plans | $1,836.17 | ↑ +43% |
| Amerigroup | Medicare|All Plans | $1,871.82 | ↑ +46% |
| Great Plains | Medicare|All Plans | $1,871.82 | ↑ +46% |
| PHCS | Commercial|All Plans | $2,167.63 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $2,289.75 | ↑ +79% |
| Medica | Commercial|All Other Plans | $2,322.00 | ↑ +81% |
| MultiPlan | Commercial|All Plans | $2,595.05 | ↑ +102% |
| AMPS | Commercial|All Plans | $3,957.57 | ↑ +209% |
| Greater Omaha Packing | Commercial|Narrow Network | $8,042.03 | ↑ +527% |
| One World | Commercial|Narrow Network | $8,042.03 | ↑ +527% |
| Millard Public Schools | Commercial|Narrow Network | $8,042.03 | ↑ +527% |
| Greater Omaha Packing | Commercial|Broad Network | $9,248.33 | ↑ +621% |
| Timpte | Commercial|Broad Network | $9,248.33 | ↑ +621% |
| Millard Public Schools | Commercial|Broad Network | $9,248.33 | ↑ +621% |
| One World | Commercial|Broad Network | $9,248.33 | ↑ +621% |
Visitor-reported prices
Comments
Trnsfr/rearrngmnt adjcnt tiss e/n/e/l dfct 10sqcm/< at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,422.00 | not published |
| MercyOne Dubuque Medical Center | Dubuque | $19,349.97 | $5.58 – $7,823.39 |
| MercyOne Des Moines Medical Center | Des Moines | $2,195.00 | $182.86 – $1,711.14 |
| MercyOne Centerville Medical Center | Centerville | $10,415.88 | $3.36 – $31.45 |
| MercyOne North Iowa Medical Center | Mason City | $2,563.00 | $43.00 – $4,470.05 |
| MercyOne Genesis Davenport Medical Center | Davenport | $2,620.20 | $1,750.98 – $2,451.37 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $1,493.40 | $928.00 – $2,679.00 |
| MercyOne Waterloo Medical Center | Waterloo | $4,411.05 | $35.88 – $4,604.83 |