Treat kneecap dislocation at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$1,068.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,543.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$227.76 with Amerigroup vs $3,259.25 with Timpte — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerigroup Medicaid|All Plans $227.76 ↓ -79%
Centene Medicaid|IA Total Care $227.76 ↓ -79%
IAMolina Medicaid|All Plans $232.22 ↓ -78%
Humana Medicare|All Plans $233.78 ↓ -78%
Medica Medicare|All Plans $233.78 ↓ -78%
United Medicare|All Plans $233.78 ↓ -78%
PACE Medicare|All Plans $233.78 ↓ -78%
BCBS - NE Medicare|All Plans $233.78 ↓ -78%
Todays Options Medicare|All Plans $238.46 ↓ -78%
Centene Medicare|All Plans $240.79 ↓ -77%
Amerigroup Medicare|All Plans $245.47 ↓ -77%
Great Plains Medicare|All Plans $245.47 ↓ -77%
Centene Medicaid|NE Total Care $381.45 ↓ -64%
AMPS Commercial|All Plans $518.99 ↓ -51%
Creighton University Employees Commercial|All Plans $701.00 ↓ -34%
ELAP Commercial|All Plans $712.04 ↓ -33%
Medica Commercial|ACO $934.42 ↓ -13%
Medica Commercial|CHI Health $953.00 ↓ -11%
United Medicaid|Community Plan $1,169.78 ↑ +10%
United Commercial|All Plans $1,195.21 ↑ +12%
Medica Commercial|All Other Plans $1,302.00 ↑ +22%
Medica Commercial|Open Access $1,322.36 ↑ +24%
Midlands Choice Commercial|Premier $1,322.36 ↑ +24%
QuikTrip Commercial|All Plans $1,525.80 ↑ +43%
PHCS Commercial|All Plans $1,805.53 ↑ +69%
Midlands Choice Commercial|Standard $1,907.25 ↑ +79%
MultiPlan Commercial|All Plans $2,161.55 ↑ +102%
Greater Omaha Packing Commercial|Narrow Network $2,834.13 ↑ +165%
Millard Public Schools Commercial|Narrow Network $2,834.13 ↑ +165%
One World Commercial|Narrow Network $2,834.13 ↑ +165%
One World Commercial|Broad Network $3,259.25 ↑ +205%
Greater Omaha Packing Commercial|Broad Network $3,259.25 ↑ +205%
Millard Public Schools Commercial|Broad Network $3,259.25 ↑ +205%
Timpte Commercial|Broad Network $3,259.25 ↑ +205%

Visitor-reported prices

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Treat kneecap dislocation at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $2,387.20 $198.83 – $1,192.74
UnityPoint Health - Finley Hospital Dubuque $2,387.20 $210.91 – $1,372.64
UnityPoint Health - Grinnell Regional Medical Center Grinnell $2,387.20 $228.37 – $1,192.74
UnityPoint Health - Iowa Lutheran Hospital Des Moines $2,387.20 $228.37 – $1,192.74
UnityPoint Health - Jones Regional Medical Center Anamosa $2,387.20 $449.65 – $1,192.74
UnityPoint Health - Marshalltown Marshalltown $2,387.20 $225.59 – $1,192.74
UnityPoint Health - St. Lukes Downtown Sioux City $2,387.20 $212.45 – $980.00
UnityPoint Health - Trinity Bettendorf Bettendorf $2,387.20 $206.42 – $1,192.74

All Iowa hospitals for this procedure →