Treat fracture of ulna at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$318.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$759.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$113.85 with Centene vs $3,259.25 with Timpte — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $113.85 ↓ -64%
ELAP Commercial|All Plans $212.52 ↓ -33%
Centene Medicaid|IA Total Care $227.76 ↓ -29%
Amerigroup Medicaid|All Plans $227.76 ↓ -29%
IAMolina Medicaid|All Plans $232.22 ↓ -27%
Humana Medicare|All Plans $233.78 ↓ -27%
Medica Medicare|All Plans $233.78 ↓ -27%
United Medicare|All Plans $233.78 ↓ -27%
PACE Medicare|All Plans $233.78 ↓ -27%
BCBS - NE Medicare|All Plans $233.78 ↓ -27%
Todays Options Medicare|All Plans $238.46 ↓ -25%
Centene Medicare|All Plans $240.79 ↓ -24%
Amerigroup Medicare|All Plans $245.47 ↓ -23%
Great Plains Medicare|All Plans $245.47 ↓ -23%
United Medicaid|Community Plan $349.14 ↑ +10%
United Commercial|All Plans $356.73 ↑ +12%
Midlands Choice Commercial|Premier $394.68 ↑ +24%
Medica Commercial|Open Access $394.68 ↑ +24%
QuikTrip Commercial|All Plans $455.40 ↑ +43%
AMPS Commercial|All Plans $518.99 ↑ +63%
PHCS Commercial|All Plans $538.89 ↑ +69%
Midlands Choice Commercial|Standard $569.25 ↑ +79%
MultiPlan Commercial|All Plans $645.15 ↑ +102%
Creighton University Employees Commercial|All Plans $701.00 ↑ +120%
Medica Commercial|ACO $759.00 ↑ +138%
Medica Commercial|CHI Health $953.00 ↑ +199%
Medica Commercial|All Other Plans $1,302.00 ↑ +308%
One World Commercial|Narrow Network $2,834.13 ↑ +789%
Greater Omaha Packing Commercial|Narrow Network $2,834.13 ↑ +789%
Millard Public Schools Commercial|Narrow Network $2,834.13 ↑ +789%
One World Commercial|Broad Network $3,259.25 ↑ +922%
Millard Public Schools Commercial|Broad Network $3,259.25 ↑ +922%
Greater Omaha Packing Commercial|Broad Network $3,259.25 ↑ +922%
Timpte Commercial|Broad Network $3,259.25 ↑ +922%

Visitor-reported prices

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Treat fracture of ulna at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Newton Medical Center Newton $1,604.00 $115.72 – $1,604.00
UnityPoint Health - Allen Hospital Waterloo $2,404.80 $198.83 – $917.10
UnityPoint Health - Finley Hospital Dubuque $2,404.80 $177.77 – $921.93
UnityPoint Health - Grinnell Regional Medical Center Grinnell $2,404.80 $228.37 – $1,123.10
UnityPoint Health - Iowa Lutheran Hospital Des Moines $2,404.80 $211.69 – $917.10
UnityPoint Health - Jones Regional Medical Center Anamosa $2,404.80 $193.18 – $472.04
UnityPoint Health - Marshalltown Marshalltown $2,404.80 $225.59 – $565.66
UnityPoint Health - St. Lukes Downtown Sioux City $2,404.80 $212.45 – $917.10

All Iowa hospitals for this procedure →