Tilt table study at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$1,946.28
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,634.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$136.84 with Medica vs $3,624.40 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $136.84 | ↓ -93% |
| Centene | Medicaid|IA Total Care | $503.77 | ↓ -74% |
| Amerigroup | Medicaid|All Plans | $503.77 | ↓ -74% |
| IAMolina | Medicaid|All Plans | $513.65 | ↓ -74% |
| PACE | Medicare|All Plans | $517.10 | ↓ -73% |
| Medica | Medicare|All Plans | $517.10 | ↓ -73% |
| Humana | Medicare|All Plans | $517.10 | ↓ -73% |
| BCBS - NE | Medicare|All Plans | $517.10 | ↓ -73% |
| United | Medicare|All Plans | $517.10 | ↓ -73% |
| Todays Options | Medicare|All Plans | $527.44 | ↓ -73% |
| Centene | Medicare|All Plans | $532.61 | ↓ -73% |
| Amerigroup | Medicare|All Plans | $542.96 | ↓ -72% |
| Great Plains | Medicare|All Plans | $542.96 | ↓ -72% |
| Centene | Medicaid|NE Total Care | $639.60 | ↓ -67% |
| Medica | Commercial|CHI Health | $953.00 | ↓ -51% |
| AMPS | Commercial|All Plans | $1,147.96 | ↓ -41% |
| ELAP | Commercial|All Plans | $1,193.92 | ↓ -39% |
| Medica | Commercial|All Other Plans | $1,302.00 | ↓ -33% |
| Creighton University Employees | Commercial|All Plans | $1,748.24 | ↓ -10% |
| United | Medicaid|Community Plan | $1,961.44 | ↑ +1% |
| United | Commercial|All Plans | $2,004.08 | ↑ +3% |
| Medica | Commercial|Open Access | $2,217.28 | ↑ +14% |
| QuikTrip | Commercial|All Plans | $2,558.40 | ↑ +31% |
| PHCS | Commercial|All Plans | $3,027.44 | ↑ +56% |
| Midlands Choice | Commercial|Standard | $3,198.00 | ↑ +64% |
| Midlands Choice | Commercial|Premier | $3,198.00 | ↑ +64% |
| MultiPlan | Commercial|All Plans | $3,624.40 | ↑ +86% |
Visitor-reported prices
Comments
Tilt table study at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,203.00 | $507.90 – $711.06 |
| MercyOne Clinton Medical Center | Clinton | $1,478.75 | $343.62 – $2,275.00 |
| MercyOne North Iowa Medical Center | Mason City | $1,937.00 | $361.06 – $2,980.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,339.20 | $507.90 – $711.06 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $1,339.20 | $758.88 – $1,629.36 |
| MercyOne Waterloo Medical Center | Waterloo | $727.73 | $28.65 – $776.74 |
| UnityPoint Health - Allen Hospital | Waterloo | $3,175.92 | $65.71 – $2,092.13 |
| UnityPoint Health - Finley Hospital | Dubuque | $362.40 | $65.71 – $466.52 |