Specimen fat stain at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$18.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$44.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5.70 with Amerigroup vs $37.40 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerigroup | Medicaid|All Plans | $5.70 | ↓ -69% |
| Centene | Medicaid|IA Total Care | $5.70 | ↓ -69% |
| IAMolina | Medicaid|All Plans | $5.81 | ↓ -69% |
| Humana | Medicare|All Plans | $5.88 | ↓ -68% |
| Medica | Medicare|All Plans | $5.88 | ↓ -68% |
| United | Medicare|All Plans | $5.88 | ↓ -68% |
| PACE | Medicare|All Plans | $5.88 | ↓ -68% |
| BCBS - NE | Medicare|All Plans | $5.88 | ↓ -68% |
| Todays Options | Medicare|All Plans | $6.00 | ↓ -68% |
| Centene | Medicare|All Plans | $6.06 | ↓ -67% |
| Amerigroup | Medicare|All Plans | $6.17 | ↓ -67% |
| Great Plains | Medicare|All Plans | $6.17 | ↓ -67% |
| Centene | Medicaid|NE Total Care | $6.60 | ↓ -64% |
| Medica | Commercial|ACO | $11.34 | ↓ -39% |
| Medica | Commercial|CHI Health | $12.09 | ↓ -35% |
| ELAP | Commercial|All Plans | $12.32 | ↓ -33% |
| Medica | Commercial|All Other Plans | $12.66 | ↓ -31% |
| AMPS | Commercial|All Plans | $13.05 | ↓ -29% |
| Creighton University Employees | Commercial|All Plans | $13.93 | ↓ -25% |
| United | Commercial|All Plans | $18.19 | ↓ -2% |
| United | Medicaid|Community Plan | $20.24 | ↑ +10% |
| Medica | Commercial|Open Access | $22.88 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $22.88 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $26.40 | ↑ +43% |
| Greater Omaha Packing | Commercial|Narrow Network | $29.56 | ↑ +60% |
| One World | Commercial|Narrow Network | $29.56 | ↑ +60% |
| Millard Public Schools | Commercial|Narrow Network | $29.56 | ↑ +60% |
| PHCS | Commercial|All Plans | $31.24 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $33.00 | ↑ +79% |
| One World | Commercial|Broad Network | $33.99 | ↑ +84% |
| Millard Public Schools | Commercial|Broad Network | $33.99 | ↑ +84% |
| Greater Omaha Packing | Commercial|Broad Network | $33.99 | ↑ +84% |
| Timpte | Commercial|Broad Network | $33.99 | ↑ +84% |
| MultiPlan | Commercial|All Plans | $37.40 | ↑ +102% |
Visitor-reported prices
Comments
Specimen fat stain at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Allen Hospital | Waterloo | $56.44 | $3.53 – $37.17 |
| UnityPoint Health - Finley Hospital | Dubuque | $56.44 | $3.50 – $56.43 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $56.44 | $3.53 – $28.43 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $56.44 | $3.53 – $20.74 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $56.44 | $3.53 – $62.57 |
| UnityPoint Health - Marshalltown | Marshalltown | $56.44 | $3.53 – $33.86 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $56.44 | $3.53 – $45.85 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $56.44 | $3.53 – $27.65 |