Sarscov coronavirus ag ia at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$46.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$110.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.80 with ELAP vs $93.50 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ELAP Commercial|All Plans $30.80 ↓ -33%
Amerigroup Medicaid|All Plans $34.23 ↓ -26%
Centene Medicaid|IA Total Care $34.23 ↓ -26%
IAMolina Medicaid|All Plans $34.90 ↓ -24%
Humana Medicare|All Plans $35.33 ↓ -24%
Medica Medicare|All Plans $35.33 ↓ -24%
United Medicare|All Plans $35.33 ↓ -24%
United Medicaid|Community Plan $35.33 ↓ -24%
PACE Medicare|All Plans $35.33 ↓ -24%
Centene Medicaid|NE Total Care $35.33 ↓ -24%
BCBS - NE Medicare|All Plans $35.33 ↓ -24%
Todays Options Medicare|All Plans $36.04 ↓ -22%
Centene Medicare|All Plans $36.39 ↓ -21%
Amerigroup Medicare|All Plans $37.10 ↓ -20%
Great Plains Medicare|All Plans $37.10 ↓ -20%
Medica Commercial|Open Access $57.20 ↑ +24%
Midlands Choice Commercial|Premier $57.20 ↑ +24%
QuikTrip Commercial|All Plans $66.00 ↑ +43%
Medica Commercial|ACO $68.10 ↑ +47%
Medica Commercial|CHI Health $72.64 ↑ +57%
Medica Commercial|All Other Plans $76.07 ↑ +65%
PHCS Commercial|All Plans $78.10 ↑ +69%
AMPS Commercial|All Plans $78.43 ↑ +70%
United Commercial|All Plans $81.40 ↑ +76%
Creighton University Employees Commercial|All Plans $82.50 ↑ +79%
Midlands Choice Commercial|Standard $82.50 ↑ +79%
MultiPlan Commercial|All Plans $93.50 ↑ +102%

Visitor-reported prices

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Sarscov coronavirus ag ia at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne New Hampton Medical Center New Hampton $87.10 $35.33 – $134.00
MercyOne Centerville Medical Center Centerville $122.48 $24.73 – $99.00
MercyOne North Iowa Medical Center Mason City $122.85 $24.73 – $108.00
UnityPoint Health - Allen Hospital Waterloo $71.20 $22.71 – $37.10
UnityPoint Health - Finley Hospital Dubuque $71.20 $3.50 – $47.70
UnityPoint Health - Grinnell Regional Medical Center Grinnell $71.20 $15.24 – $37.10
UnityPoint Health - Iowa Lutheran Hospital Des Moines $71.20 $12.63 – $37.10
UnityPoint Health - Jones Regional Medical Center Anamosa $71.20 $19.18 – $42.77

All Iowa hospitals for this procedure →