Remove foreign body from eye at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$1,555.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,704.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$555.60 with Centene vs $5,081.00 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $555.60 ↓ -64%
Creighton University Employees Commercial|All Plans $701.00 ↓ -55%
ELAP Commercial|All Plans $1,037.12 ↓ -33%
Medica Commercial|ACO $1,396.31 ↓ -10%
United Medicaid|Community Plan $1,703.84 ↑ +10%
United Commercial|All Plans $1,740.88 ↑ +12%
Medica Commercial|Open Access $1,926.08 ↑ +24%
Midlands Choice Commercial|Premier $1,926.08 ↑ +24%
Amerigroup Medicaid|All Plans $2,165.40 ↑ +39%
Centene Medicaid|IA Total Care $2,165.40 ↑ +39%
IAMolina Medicaid|All Plans $2,207.86 ↑ +42%
QuikTrip Commercial|All Plans $2,222.40 ↑ +43%
Humana Medicare|All Plans $2,222.71 ↑ +43%
Medica Medicare|All Plans $2,222.71 ↑ +43%
United Medicare|All Plans $2,222.71 ↑ +43%
PACE Medicare|All Plans $2,222.71 ↑ +43%
BCBS - NE Medicare|All Plans $2,222.71 ↑ +43%
Todays Options Medicare|All Plans $2,267.16 ↑ +46%
Centene Medicare|All Plans $2,289.39 ↑ +47%
Great Plains Medicare|All Plans $2,333.85 ↑ +50%
Amerigroup Medicare|All Plans $2,333.85 ↑ +50%
PHCS Commercial|All Plans $2,629.84 ↑ +69%
Midlands Choice Commercial|Standard $2,778.00 ↑ +79%
Greater Omaha Packing Commercial|Narrow Network $3,034.03 ↑ +95%
Millard Public Schools Commercial|Narrow Network $3,034.03 ↑ +95%
One World Commercial|Narrow Network $3,034.03 ↑ +95%
MultiPlan Commercial|All Plans $3,148.40 ↑ +102%
Greater Omaha Packing Commercial|Broad Network $3,489.13 ↑ +124%
Timpte Commercial|Broad Network $3,489.13 ↑ +124%
Millard Public Schools Commercial|Broad Network $3,489.13 ↑ +124%
One World Commercial|Broad Network $3,489.13 ↑ +124%
Medica Commercial|CHI Health $3,725.00 ↑ +139%
AMPS Commercial|All Plans $4,934.42 ↑ +217%
Medica Commercial|All Other Plans $5,081.00 ↑ +227%

Visitor-reported prices

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Remove foreign body from eye at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $4,956.00 $652.63 – $3,264.76
UnityPoint Health - Finley Hospital Dubuque $3,566.40 $652.63 – $2,050.68
UnityPoint Health - Grinnell Regional Medical Center Grinnell $3,566.40 $652.63 – $2,269.24
UnityPoint Health - Iowa Lutheran Hospital Des Moines $3,566.40 $652.63 – $2,197.37
UnityPoint Health - Jones Regional Medical Center Anamosa $3,566.40 $652.63 – $1,767.39
UnityPoint Health - Marshalltown Marshalltown $4,956.00 $652.63 – $2,973.60
UnityPoint Health - St. Lukes Downtown Sioux City $3,566.40 $579.54 – $2,019.86
UnityPoint Health - Trinity Bettendorf Bettendorf $5,455.77 $652.63 – $2,673.33

All Iowa hospitals for this procedure →