Radphm lcl tmr plnr bdy sgl day img at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$1,216.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,896.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$434.40 with Centene vs $2,824.44 with AMPS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $434.40 | ↓ -64% |
| Medica | Commercial|ACO | $461.77 | ↓ -62% |
| Medica | Commercial|CHI Health | $550.86 | ↓ -55% |
| Medica | Commercial|All Other Plans | $576.85 | ↓ -53% |
| Creighton University Employees | Commercial|All Plans | $777.61 | ↓ -36% |
| ELAP | Commercial|All Plans | $810.88 | ↓ -33% |
| United | Commercial|All Plans | $962.80 | ↓ -21% |
| Centene | Medicaid|IA Total Care | $1,239.46 | ↑ +2% |
| Amerigroup | Medicaid|All Plans | $1,239.46 | ↑ +2% |
| IAMolina | Medicaid|All Plans | $1,263.77 | ↑ +4% |
| Humana | Medicare|All Plans | $1,272.27 | ↑ +5% |
| Medica | Medicare|All Plans | $1,272.27 | ↑ +5% |
| United | Medicare|All Plans | $1,272.27 | ↑ +5% |
| PACE | Medicare|All Plans | $1,272.27 | ↑ +5% |
| BCBS - NE | Medicare|All Plans | $1,272.27 | ↑ +5% |
| Todays Options | Medicare|All Plans | $1,297.72 | ↑ +7% |
| Centene | Medicare|All Plans | $1,310.44 | ↑ +8% |
| United | Medicaid|Community Plan | $1,332.16 | ↑ +10% |
| Amerigroup | Medicare|All Plans | $1,335.88 | ↑ +10% |
| Great Plains | Medicare|All Plans | $1,335.88 | ↑ +10% |
| One World | Commercial|Narrow Network | $1,344.35 | ↑ +11% |
| Greater Omaha Packing | Commercial|Narrow Network | $1,344.35 | ↑ +11% |
| Millard Public Schools | Commercial|Narrow Network | $1,344.35 | ↑ +11% |
| Medica | Commercial|Open Access | $1,505.92 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $1,505.92 | ↑ +24% |
| Millard Public Schools | Commercial|Broad Network | $1,546.00 | ↑ +27% |
| One World | Commercial|Broad Network | $1,546.00 | ↑ +27% |
| Greater Omaha Packing | Commercial|Broad Network | $1,546.00 | ↑ +27% |
| Timpte | Commercial|Broad Network | $1,546.00 | ↑ +27% |
| QuikTrip | Commercial|All Plans | $1,737.60 | ↑ +43% |
| PHCS | Commercial|All Plans | $2,056.16 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $2,172.00 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $2,461.60 | ↑ +102% |
| AMPS | Commercial|All Plans | $2,824.44 | ↑ +132% |
Visitor-reported prices
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Radphm lcl tmr plnr bdy sgl day img at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,266.60 | $1,249.63 – $1,372.15 |
| MercyOne Des Moines Medical Center | Des Moines | $2,181.40 | $512.50 – $3,356.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,383.00 | $1,249.63 – $1,498.25 |
| MercyOne Waterloo Medical Center | Waterloo | $1,940.25 | $511.54 – $2,986.36 |
| UnityPoint Health - Allen Hospital | Waterloo | $2,728.42 | $34.15 – $1,797.34 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,364.25 | $34.15 – $2,364.25 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $710.40 | $34.15 – $1,298.91 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $1,898.74 | $34.15 – $1,257.77 |