Radiation handling at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$281.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$671.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.46 with Medica vs $570.35 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $13.46 ↓ -95%
Medica Commercial|CHI Health $32.18 ↓ -89%
Medica Commercial|All Other Plans $33.69 ↓ -88%
Centene Medicaid|NE Total Care $100.65 ↓ -64%
ELAP Commercial|All Plans $187.88 ↓ -33%
Millard Public Schools Commercial|Narrow Network $196.52 ↓ -30%
One World Commercial|Narrow Network $196.52 ↓ -30%
Greater Omaha Packing Commercial|Narrow Network $196.52 ↓ -30%
Millard Public Schools Commercial|Broad Network $225.99 ↓ -20%
One World Commercial|Broad Network $225.99 ↓ -20%
Greater Omaha Packing Commercial|Broad Network $225.99 ↓ -20%
Timpte Commercial|Broad Network $225.99 ↓ -20%
United Medicaid|Community Plan $308.66 ↑ +10%
Midlands Choice Commercial|Premier $348.92 ↑ +24%
Medica Commercial|Open Access $348.92 ↑ +24%
QuikTrip Commercial|All Plans $402.60 ↑ +43%
Creighton University Employees Commercial|All Plans $436.15 ↑ +55%
PHCS Commercial|All Plans $476.41 ↑ +69%
United Commercial|All Plans $496.54 ↑ +76%
Midlands Choice Commercial|Standard $503.25 ↑ +79%
MultiPlan Commercial|All Plans $570.35 ↑ +102%

Visitor-reported prices

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Radiation handling at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $199.80 not published
MercyOne Genesis Davenport Medical Center Davenport $218.40 not published
UnityPoint Health - Allen Hospital Waterloo $170.40 $13.50 – $74.08
UnityPoint Health - Finley Hospital Dubuque $170.40 $12.28 – $195.96
UnityPoint Health - Grinnell Regional Medical Center Grinnell $170.40 $13.50 – $74.08
UnityPoint Health - Iowa Lutheran Hospital Des Moines $443.36 $13.50 – $162.93
UnityPoint Health - Jones Regional Medical Center Anamosa $170.40 $13.50 – $74.08
UnityPoint Health - Marshalltown Marshalltown $170.40 $13.50 – $74.08

All Iowa hospitals for this procedure →