Quant diff pulm perf and vent w/imaging at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$1,231.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,931.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$439.65 with Centene vs $2,491.35 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $439.65 ↓ -64%
Medica Commercial|ACO $446.84 ↓ -64%
Amerigroup Medicaid|All Plans $511.05 ↓ -58%
Centene Medicaid|IA Total Care $511.05 ↓ -58%
IAMolina Medicaid|All Plans $521.07 ↓ -58%
Humana Medicare|All Plans $524.58 ↓ -57%
Medica Medicare|All Plans $524.58 ↓ -57%
United Medicare|All Plans $524.58 ↓ -57%
PACE Medicare|All Plans $524.58 ↓ -57%
BCBS - NE Medicare|All Plans $524.58 ↓ -57%
Todays Options Medicare|All Plans $535.07 ↓ -57%
Medica Commercial|CHI Health $538.45 ↓ -56%
Centene Medicare|All Plans $540.32 ↓ -56%
Great Plains Medicare|All Plans $550.81 ↓ -55%
Amerigroup Medicare|All Plans $550.81 ↓ -55%
Medica Commercial|All Other Plans $563.85 ↓ -54%
Creighton University Employees Commercial|All Plans $729.72 ↓ -41%
ELAP Commercial|All Plans $820.68 ↓ -33%
United Commercial|All Plans $903.51 ↓ -27%
AMPS Commercial|All Plans $1,164.57 ↓ -5%
Millard Public Schools Commercial|Narrow Network $1,261.70 ↑ +2%
Greater Omaha Packing Commercial|Narrow Network $1,261.70 ↑ +2%
One World Commercial|Narrow Network $1,261.70 ↑ +2%
United Medicaid|Community Plan $1,348.26 ↑ +10%
One World Commercial|Broad Network $1,450.96 ↑ +18%
Timpte Commercial|Broad Network $1,450.96 ↑ +18%
Greater Omaha Packing Commercial|Broad Network $1,450.96 ↑ +18%
Millard Public Schools Commercial|Broad Network $1,450.96 ↑ +18%
Midlands Choice Commercial|Premier $1,524.12 ↑ +24%
Medica Commercial|Open Access $1,524.12 ↑ +24%
QuikTrip Commercial|All Plans $1,758.60 ↑ +43%
PHCS Commercial|All Plans $2,081.01 ↑ +69%
Midlands Choice Commercial|Standard $2,198.25 ↑ +79%
MultiPlan Commercial|All Plans $2,491.35 ↑ +102%

Visitor-reported prices

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Quant diff pulm perf and vent w/imaging at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $803.40 $515.24 – $721.34
MercyOne Des Moines Medical Center Des Moines $1,660.75 $512.50 – $2,555.00
MercyOne Genesis Davenport Medical Center Davenport $877.80 $515.24 – $721.34
MercyOne Waterloo Medical Center Waterloo $1,296.10 $468.59 – $1,994.00
UnityPoint Health - Allen Hospital Waterloo $562.40 $35.62 – $446.16
UnityPoint Health - Finley Hospital Dubuque $562.40 $35.62 – $473.26
UnityPoint Health - Grinnell Regional Medical Center Grinnell $562.40 $35.62 – $535.56
UnityPoint Health - Iowa Lutheran Hospital Des Moines $1,919.83 $35.62 – $705.54

All Iowa hospitals for this procedure →