Psychotherapy group therapy at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$79.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$190.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$18.60 with Centene vs $367.00 with UBH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $18.60 | ↓ -77% |
| ELAP | Commercial|All Plans | $34.72 | ↓ -56% |
| Medica | Commercial|All Other Plans | $41.45 | ↓ -48% |
| Medica | Commercial|ACO | $48.09 | ↓ -40% |
| Medica | Commercial|CHI Health | $52.92 | ↓ -34% |
| United | Medicaid|Community Plan | $57.04 | ↓ -29% |
| QuikTrip | Commercial|All Plans | $74.40 | ↓ -7% |
| Amerigroup | Medicaid|All Plans | $87.82 | ↑ +10% |
| Centene | Medicaid|IA Total Care | $87.82 | ↑ +10% |
| PHCS | Commercial|All Plans | $88.04 | ↑ +10% |
| IAMolina | Medicaid|All Plans | $89.54 | ↑ +12% |
| Humana | Medicare|All Plans | $90.15 | ↑ +13% |
| Medica | Medicare|All Plans | $90.15 | ↑ +13% |
| United | Medicare|All Plans | $90.15 | ↑ +13% |
| PACE | Medicare|All Plans | $90.15 | ↑ +13% |
| BCBS - NE | Medicare|All Plans | $90.15 | ↑ +13% |
| Todays Options | Medicare|All Plans | $91.95 | ↑ +15% |
| Centene | Medicare|All Plans | $92.85 | ↑ +16% |
| Midlands Choice | Commercial|Premier | $93.00 | ↑ +17% |
| Midlands Choice | Commercial|Standard | $93.00 | ↑ +17% |
| Medica | Commercial|Open Access | $93.00 | ↑ +17% |
| Amerigroup | Medicare|All Plans | $94.66 | ↑ +19% |
| Great Plains | Medicare|All Plans | $94.66 | ↑ +19% |
| MultiPlan | Commercial|All Plans | $105.40 | ↑ +32% |
| AMPS | Commercial|All Plans | $200.13 | ↑ +151% |
| Millard Public Schools | Commercial|Narrow Network | $247.00 | ↑ +210% |
| Greater Omaha Packing | Commercial|Narrow Network | $247.00 | ↑ +210% |
| One World | Commercial|Narrow Network | $247.00 | ↑ +210% |
| Timpte | Commercial|Broad Network | $284.00 | ↑ +256% |
| One World | Commercial|Broad Network | $284.00 | ↑ +256% |
| Greater Omaha Packing | Commercial|Broad Network | $284.00 | ↑ +256% |
| Millard Public Schools | Commercial|Broad Network | $284.00 | ↑ +256% |
| UBH | Commercial|Behavioral Health | $367.00 | ↑ +360% |
Visitor-reported prices
Comments
Psychotherapy group therapy at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $341.40 | $88.54 – $123.96 |
| MercyOne Dubuque Medical Center | Dubuque | $263.25 | $10.16 – $295.00 |
| MercyOne New Hampton Medical Center | New Hampton | $501.80 | $305.63 – $772.00 |
| MercyOne Dyersville Medical Center | Dyersville | $501.80 | $291.82 – $868.96 |
| MercyOne Oelwein Medical Center | Oelwein | $501.80 | $295.06 – $772.00 |
| MercyOne Elkader Medical Center | Elkader | $501.80 | $397.35 – $806.89 |
| MercyOne Des Moines Medical Center | Des Moines | $83.00 | $10.16 – $78.47 |
| MercyOne Centerville Medical Center | Centerville | $772.00 | $211.84 – $772.00 |