Pq dr cath chg w cont s&i at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$738.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,758.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$109.31 with Medica vs $1,315.80 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $109.31 | ↓ -85% |
| Medica | Commercial|CHI Health | $185.99 | ↓ -75% |
| Creighton University Employees | Commercial|All Plans | $187.83 | ↓ -75% |
| Medica | Commercial|All Other Plans | $194.76 | ↓ -74% |
| Centene | Medicaid|NE Total Care | $232.20 | ↓ -69% |
| United | Commercial|All Plans | $232.57 | ↓ -69% |
| Greater Omaha Packing | Commercial|Narrow Network | $325.42 | ↓ -56% |
| One World | Commercial|Narrow Network | $325.42 | ↓ -56% |
| Millard Public Schools | Commercial|Narrow Network | $325.42 | ↓ -56% |
| One World | Commercial|Broad Network | $374.23 | ↓ -49% |
| Timpte | Commercial|Broad Network | $374.23 | ↓ -49% |
| Greater Omaha Packing | Commercial|Broad Network | $374.23 | ↓ -49% |
| Millard Public Schools | Commercial|Broad Network | $374.23 | ↓ -49% |
| ELAP | Commercial|All Plans | $433.44 | ↓ -41% |
| United | Medicaid|Community Plan | $712.08 | ↓ -4% |
| Medica | Commercial|Open Access | $804.96 | ↑ +9% |
| Midlands Choice | Commercial|Premier | $804.96 | ↑ +9% |
| QuikTrip | Commercial|All Plans | $928.80 | ↑ +26% |
| PHCS | Commercial|All Plans | $1,099.08 | ↑ +49% |
| Midlands Choice | Commercial|Standard | $1,161.00 | ↑ +57% |
| MultiPlan | Commercial|All Plans | $1,315.80 | ↑ +78% |
Visitor-reported prices
Comments
Pq dr cath chg w cont s&i at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $403.20 | not published |
| MercyOne Des Moines Medical Center | Des Moines | $1,067.30 | $330.04 – $1,642.00 |
| MercyOne North Iowa Medical Center | Mason City | $586.95 | $231.17 – $903.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $440.40 | not published |
| MercyOne Waterloo Medical Center | Waterloo | $819.00 | $296.10 – $1,260.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $773.68 | $34.67 – $509.66 |
| UnityPoint Health - Finley Hospital | Dubuque | $551.28 | $34.67 – $551.27 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $235.20 | $34.67 – $73.40 |