MRI cardiac morph & func wwo IV cont w/stress img at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$1,533.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,650.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$547.50 with Centene vs $3,102.50 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $547.50 | ↓ -64% |
| Medica | Commercial|ACO | $562.44 | ↓ -63% |
| Amerigroup | Medicaid|All Plans | $750.11 | ↓ -51% |
| Centene | Medicaid|IA Total Care | $750.11 | ↓ -51% |
| IAMolina | Medicaid|All Plans | $764.82 | ↓ -50% |
| Humana | Medicare|All Plans | $769.96 | ↓ -50% |
| Medica | Medicare|All Plans | $769.96 | ↓ -50% |
| United | Medicare|All Plans | $769.96 | ↓ -50% |
| PACE | Medicare|All Plans | $769.96 | ↓ -50% |
| BCBS - NE | Medicare|All Plans | $769.96 | ↓ -50% |
| Todays Options | Medicare|All Plans | $785.36 | ↓ -49% |
| Centene | Medicare|All Plans | $793.06 | ↓ -48% |
| Great Plains | Medicare|All Plans | $808.46 | ↓ -47% |
| Amerigroup | Medicare|All Plans | $808.46 | ↓ -47% |
| Medica | Commercial|CHI Health | $853.47 | ↓ -44% |
| Medica | Commercial|All Other Plans | $893.73 | ↓ -42% |
| Creighton University Employees | Commercial|All Plans | $950.40 | ↓ -38% |
| ELAP | Commercial|All Plans | $1,022.00 | ↓ -33% |
| United | Commercial|All Plans | $1,176.74 | ↓ -23% |
| Millard Public Schools | Commercial|Narrow Network | $1,625.18 | ↑ +6% |
| Greater Omaha Packing | Commercial|Narrow Network | $1,625.18 | ↑ +6% |
| One World | Commercial|Narrow Network | $1,625.18 | ↑ +6% |
| United | Medicaid|Community Plan | $1,679.00 | ↑ +10% |
| AMPS | Commercial|All Plans | $1,709.31 | ↑ +12% |
| One World | Commercial|Broad Network | $1,868.95 | ↑ +22% |
| Timpte | Commercial|Broad Network | $1,868.95 | ↑ +22% |
| Greater Omaha Packing | Commercial|Broad Network | $1,868.95 | ↑ +22% |
| Millard Public Schools | Commercial|Broad Network | $1,868.95 | ↑ +22% |
| Midlands Choice | Commercial|Premier | $1,898.00 | ↑ +24% |
| Medica | Commercial|Open Access | $1,898.00 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $2,190.00 | ↑ +43% |
| PHCS | Commercial|All Plans | $2,591.50 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $2,737.50 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $3,102.50 | ↑ +102% |
Visitor-reported prices
Comments
MRI cardiac morph & func wwo IV cont w/stress img at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $2,288.40 | $756.26 – $1,058.77 |
| MercyOne West Des Moines Medical Center | West Des Moines | $5,098.00 | $739.93 – $5,098.00 |
| MercyOne North Iowa Medical Center | Mason City | $1,643.20 | $647.17 – $2,528.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $2,499.60 | $756.26 – $1,058.77 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $2,499.60 | $1,416.44 – $3,041.18 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,209.60 | $129.53 – $654.86 |
| UnityPoint Health - Finley Hospital | Dubuque | $1,209.60 | $129.53 – $694.64 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,209.60 | $129.53 – $786.08 |