MRI cardiac morph & func wwo IV cont at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$1,419.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,379.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$339.07 with Amerigroup vs $2,872.15 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerigroup Medicaid|All Plans $339.07 ↓ -76%
Centene Medicaid|IA Total Care $339.07 ↓ -76%
IAMolina Medicaid|All Plans $345.72 ↓ -76%
Humana Medicare|All Plans $348.04 ↓ -75%
Medica Medicare|All Plans $348.04 ↓ -75%
United Medicare|All Plans $348.04 ↓ -75%
PACE Medicare|All Plans $348.04 ↓ -75%
BCBS - NE Medicare|All Plans $348.04 ↓ -75%
Todays Options Medicare|All Plans $355.00 ↓ -75%
Centene Medicare|All Plans $358.48 ↓ -75%
Amerigroup Medicare|All Plans $365.44 ↓ -74%
Great Plains Medicare|All Plans $365.44 ↓ -74%
Medica Commercial|ACO $477.96 ↓ -66%
Centene Medicaid|NE Total Care $506.85 ↓ -64%
Medica Commercial|CHI Health $733.81 ↓ -48%
Medica Commercial|All Other Plans $768.43 ↓ -46%
AMPS Commercial|All Plans $772.65 ↓ -46%
Creighton University Employees Commercial|All Plans $784.18 ↓ -45%
ELAP Commercial|All Plans $946.12 ↓ -33%
United Commercial|All Plans $970.93 ↓ -32%
Millard Public Schools Commercial|Narrow Network $1,350.63 ↓ -5%
Greater Omaha Packing Commercial|Narrow Network $1,350.63 ↓ -5%
One World Commercial|Narrow Network $1,350.63 ↓ -5%
Timpte Commercial|Broad Network $1,553.23 ↑ +9%
Greater Omaha Packing Commercial|Broad Network $1,553.23 ↑ +9%
Millard Public Schools Commercial|Broad Network $1,553.23 ↑ +9%
One World Commercial|Broad Network $1,553.23 ↑ +9%
United Medicaid|Community Plan $1,554.34 ↑ +10%
Medica Commercial|Open Access $1,757.08 ↑ +24%
Midlands Choice Commercial|Premier $1,757.08 ↑ +24%
QuikTrip Commercial|All Plans $2,027.40 ↑ +43%
PHCS Commercial|All Plans $2,399.09 ↑ +69%
Midlands Choice Commercial|Standard $2,534.25 ↑ +79%
MultiPlan Commercial|All Plans $2,872.15 ↑ +102%

Visitor-reported prices

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MRI cardiac morph & func wwo IV cont at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $1,372.80 $341.85 – $478.59
MercyOne West Des Moines Medical Center West Des Moines $5,996.00 $329.29 – $5,996.00
MercyOne Des Moines Medical Center Des Moines $3,897.40 $330.23 – $5,996.00
MercyOne North Iowa Medical Center Mason City $1,643.20 $221.52 – $2,528.00
MercyOne Genesis Davenport Medical Center Davenport $1,499.40 $341.85 – $478.59
MercyOne Genesis DeWitt Medical Center DeWitt $1,499.40 $849.66 – $1,824.27
UnityPoint Health - Allen Hospital Waterloo $1,203.49 $113.04 – $792.80
UnityPoint Health - Finley Hospital Dubuque $1,021.60 $113.04 – $380.88

All Iowa hospitals for this procedure →