MRI cardiac morph & func wo IV cont at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$610.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,453.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$217.95 with Centene vs $1,235.05 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $217.95 ↓ -64%
Amerigroup Medicaid|All Plans $229.50 ↓ -62%
Centene Medicaid|IA Total Care $229.50 ↓ -62%
IAMolina Medicaid|All Plans $234.00 ↓ -62%
Humana Medicare|All Plans $235.57 ↓ -61%
Medica Medicare|All Plans $235.57 ↓ -61%
United Medicare|All Plans $235.57 ↓ -61%
PACE Medicare|All Plans $235.57 ↓ -61%
BCBS - NE Medicare|All Plans $235.57 ↓ -61%
Todays Options Medicare|All Plans $240.28 ↓ -61%
Centene Medicare|All Plans $242.64 ↓ -60%
Amerigroup Medicare|All Plans $247.35 ↓ -59%
Great Plains Medicare|All Plans $247.35 ↓ -59%
Medica Commercial|ACO $334.61 ↓ -45%
ELAP Commercial|All Plans $406.84 ↓ -33%
AMPS Commercial|All Plans $522.97 ↓ -14%
Creighton University Employees Commercial|All Plans $539.06 ↓ -12%
Medica Commercial|CHI Health $561.64 ↓ -8%
Medica Commercial|All Other Plans $588.14 ↓ -4%
United Commercial|All Plans $667.44 ↑ +9%
United Medicaid|Community Plan $668.38 ↑ +10%
Midlands Choice Commercial|Premier $755.56 ↑ +24%
Medica Commercial|Open Access $755.56 ↑ +24%
QuikTrip Commercial|All Plans $871.80 ↑ +43%
Greater Omaha Packing Commercial|Narrow Network $919.19 ↑ +51%
One World Commercial|Narrow Network $919.19 ↑ +51%
Millard Public Schools Commercial|Narrow Network $919.19 ↑ +51%
PHCS Commercial|All Plans $1,031.63 ↑ +69%
Millard Public Schools Commercial|Broad Network $1,057.07 ↑ +73%
One World Commercial|Broad Network $1,057.07 ↑ +73%
Greater Omaha Packing Commercial|Broad Network $1,057.07 ↑ +73%
Timpte Commercial|Broad Network $1,057.07 ↑ +73%
Midlands Choice Commercial|Standard $1,089.75 ↑ +79%
MultiPlan Commercial|All Plans $1,235.05 ↑ +102%

Visitor-reported prices

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MRI cardiac morph & func wo IV cont at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $1,128.60 $231.38 – $323.93
MercyOne West Des Moines Medical Center West Des Moines $4,436.00 $225.21 – $4,436.00
MercyOne Des Moines Medical Center Des Moines $2,883.40 $155.45 – $4,436.00
MercyOne North Iowa Medical Center Mason City $1,917.50 $155.45 – $2,950.00
MercyOne Genesis Davenport Medical Center Davenport $1,232.40 $231.38 – $323.93
MercyOne Genesis DeWitt Medical Center DeWitt $1,232.40 $698.36 – $1,499.42
UnityPoint Health - Allen Hospital Waterloo $977.37 $102.00 – $643.84
UnityPoint Health - Finley Hospital Dubuque $769.60 $102.00 – $344.08

All Iowa hospitals for this procedure →