Microvolt t-wave assess at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$184.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$439.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.85 with Centene vs $373.15 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $65.85 ↓ -64%
ELAP Commercial|All Plans $122.92 ↓ -33%
Centene Medicaid|IA Total Care $148.54 ↓ -19%
Amerigroup Medicaid|All Plans $148.54 ↓ -19%
IAMolina Medicaid|All Plans $151.46 ↓ -18%
Humana Medicare|All Plans $152.48 ↓ -17%
Medica Medicare|All Plans $152.48 ↓ -17%
United Medicare|All Plans $152.48 ↓ -17%
PACE Medicare|All Plans $152.48 ↓ -17%
BCBS - NE Medicare|All Plans $152.48 ↓ -17%
Todays Options Medicare|All Plans $155.53 ↓ -16%
Centene Medicare|All Plans $157.05 ↓ -15%
Amerigroup Medicare|All Plans $160.10 ↓ -13%
Great Plains Medicare|All Plans $160.10 ↓ -13%
Medica Commercial|ACO $166.89 ↓ -9%
United Medicaid|Community Plan $201.94 ↑ +10%
Millard Public Schools Commercial|Narrow Network $206.33 ↑ +12%
One World Commercial|Narrow Network $206.33 ↑ +12%
Greater Omaha Packing Commercial|Narrow Network $206.33 ↑ +12%
Medica Commercial|Open Access $228.28 ↑ +24%
Medica Commercial|CHI Health $233.03 ↑ +26%
One World Commercial|Broad Network $237.06 ↑ +29%
Timpte Commercial|Broad Network $237.06 ↑ +29%
Greater Omaha Packing Commercial|Broad Network $237.06 ↑ +29%
Millard Public Schools Commercial|Broad Network $237.06 ↑ +29%
Medica Commercial|All Other Plans $244.02 ↑ +32%
QuikTrip Commercial|All Plans $263.40 ↑ +43%
Creighton University Employees Commercial|All Plans $285.35 ↑ +55%
PHCS Commercial|All Plans $311.69 ↑ +69%
United Commercial|All Plans $324.86 ↑ +76%
Midlands Choice Commercial|Premier $329.25 ↑ +79%
Midlands Choice Commercial|Standard $329.25 ↑ +79%
AMPS Commercial|All Plans $338.51 ↑ +84%
MultiPlan Commercial|All Plans $373.15 ↑ +102%

Visitor-reported prices

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Microvolt t-wave assess at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $319.20 $34.01 – $129.68
UnityPoint Health - Finley Hospital Dubuque $319.20 $34.01 – $137.56
UnityPoint Health - Grinnell Regional Medical Center Grinnell $319.20 $34.01 – $155.67
UnityPoint Health - Iowa Lutheran Hospital Des Moines $319.20 $34.01 – $150.74
UnityPoint Health - Jones Regional Medical Center Anamosa $319.20 $34.01 – $89.49
UnityPoint Health - Marshalltown Marshalltown $319.20 $34.01 – $152.25
UnityPoint Health - St. Lukes Downtown Sioux City $319.20 $32.24 – $138.56
UnityPoint Health - Trinity Bettendorf Bettendorf $319.20 $34.01 – $134.63

All Iowa hospitals for this procedure →