Microalbumin urine screen at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$5.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$14.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2.10 with Centene vs $19.26 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $2.10 | ↓ -64% |
| ELAP | Commercial|All Plans | $3.92 | ↓ -33% |
| Centene | Medicaid|IA Total Care | $6.04 | ↑ +3% |
| Amerigroup | Medicaid|All Plans | $6.04 | ↑ +3% |
| IAMolina | Medicaid|All Plans | $6.16 | ↑ +5% |
| Humana | Medicare|All Plans | $6.23 | ↑ +6% |
| Medica | Medicare|All Plans | $6.23 | ↑ +6% |
| United | Medicare|All Plans | $6.23 | ↑ +6% |
| PACE | Medicare|All Plans | $6.23 | ↑ +6% |
| BCBS - NE | Medicare|All Plans | $6.23 | ↑ +6% |
| Todays Options | Medicare|All Plans | $6.35 | ↑ +8% |
| Centene | Medicare|All Plans | $6.42 | ↑ +9% |
| United | Medicaid|Community Plan | $6.44 | ↑ +10% |
| Amerigroup | Medicare|All Plans | $6.54 | ↑ +11% |
| Great Plains | Medicare|All Plans | $6.54 | ↑ +11% |
| Medica | Commercial|Open Access | $7.28 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $7.28 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $8.40 | ↑ +43% |
| PHCS | Commercial|All Plans | $9.94 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $10.50 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $11.90 | ↑ +102% |
| Medica | Commercial|ACO | $11.99 | ↑ +104% |
| Medica | Commercial|CHI Health | $12.81 | ↑ +118% |
| Medica | Commercial|All Other Plans | $13.41 | ↑ +128% |
| AMPS | Commercial|All Plans | $13.83 | ↑ +135% |
| Greater Omaha Packing | Commercial|Broad Network | $14.00 | ↑ +138% |
| Greater Omaha Packing | Commercial|Narrow Network | $14.00 | ↑ +138% |
| Creighton University Employees | Commercial|All Plans | $14.00 | ↑ +138% |
| Millard Public Schools | Commercial|Broad Network | $14.00 | ↑ +138% |
| Millard Public Schools | Commercial|Narrow Network | $14.00 | ↑ +138% |
| One World | Commercial|Broad Network | $14.00 | ↑ +138% |
| Timpte | Commercial|Broad Network | $14.00 | ↑ +138% |
| One World | Commercial|Narrow Network | $14.00 | ↑ +138% |
| United | Commercial|All Plans | $19.26 | ↑ +228% |
Visitor-reported prices
Comments
Microalbumin urine screen at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $33.00 | $6.23 – $6.23 |
| MercyOne Des Moines Medical Center | Des Moines | $19.50 | $6.03 – $30.00 |
| MercyOne Centerville Medical Center | Centerville | $14.00 | $4.36 – $13.92 |
| MercyOne North Iowa Medical Center | Mason City | $23.40 | $4.36 – $36.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $36.60 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $31.20 | $17.68 – $29.93 |
| UnityPoint Health - Allen Hospital | Waterloo | $25.72 | $6.23 – $16.94 |
| UnityPoint Health - Finley Hospital | Dubuque | $25.72 | $3.50 – $25.71 |