Kit sound processor cochlear osia 2 at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$2,993.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,128.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,069.20 with Centene vs $6,058.80 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $1,069.20 | ↓ -64% |
| ELAP | Commercial|All Plans | $1,995.84 | ↓ -33% |
| United | Medicaid|Community Plan | $3,278.88 | ↑ +10% |
| Medica | Commercial|CHI Health | $4,048.49 | ↑ +35% |
| Medica | Commercial|All Other Plans | $4,239.49 | ↑ +42% |
| Medica | Commercial|ACO | $4,242.65 | ↑ +42% |
| QuikTrip | Commercial|All Plans | $4,276.80 | ↑ +43% |
| PHCS | Commercial|All Plans | $5,060.88 | ↑ +69% |
| United | Commercial|All Plans | $5,274.72 | ↑ +76% |
| Midlands Choice | Commercial|Premier | $5,346.00 | ↑ +79% |
| Medica | Commercial|Open Access | $5,346.00 | ↑ +79% |
| Midlands Choice | Commercial|Standard | $5,346.00 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $6,058.80 | ↑ +102% |
Visitor-reported prices
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Kit sound processor cochlear osia 2 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $5,830.16 | $1,233.64 – $6,365.52 |
| MercyOne New Hampton Medical Center | New Hampton | $5,801.69 | $2,394.40 – $6,048.00 |
| MercyOne Dyersville Medical Center | Dyersville | $6,106.28 | $2,406.17 – $7,165.03 |
| MercyOne Clinton Medical Center | Clinton | $6,106.28 | $1,233.64 – $6,365.52 |
| MercyOne Oelwein Medical Center | Oelwein | $6,106.28 | $2,432.90 – $6,365.52 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $6,106.28 | $1,103.78 – $6,365.52 |
| MercyOne Elkader Medical Center | Elkader | $6,106.28 | $3,276.33 – $6,653.24 |
| MercyOne West Des Moines Medical Center | West Des Moines | $9,517.95 | $1,038.85 – $6,365.52 |