Interrog dev eval scrms ip at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$31.08
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$74.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$11.10 with Centene vs $96.12 with Medica — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $11.10 | ↓ -64% |
| ELAP | Commercial|All Plans | $20.72 | ↓ -33% |
| Centene | Medicaid|IA Total Care | $23.26 | ↓ -25% |
| Amerigroup | Medicaid|All Plans | $23.26 | ↓ -25% |
| IAMolina | Medicaid|All Plans | $23.71 | ↓ -24% |
| Humana | Medicare|All Plans | $23.87 | ↓ -23% |
| Medica | Medicare|All Plans | $23.87 | ↓ -23% |
| United | Medicare|All Plans | $23.87 | ↓ -23% |
| PACE | Medicare|All Plans | $23.87 | ↓ -23% |
| BCBS - NE | Medicare|All Plans | $23.87 | ↓ -23% |
| Todays Options | Medicare|All Plans | $24.35 | ↓ -22% |
| Centene | Medicare|All Plans | $24.59 | ↓ -21% |
| Amerigroup | Medicare|All Plans | $25.06 | ↓ -19% |
| Great Plains | Medicare|All Plans | $25.06 | ↓ -19% |
| United | Medicaid|Community Plan | $34.04 | ↑ +10% |
| One World | Commercial|Narrow Network | $34.78 | ↑ +12% |
| Greater Omaha Packing | Commercial|Narrow Network | $34.78 | ↑ +12% |
| Millard Public Schools | Commercial|Narrow Network | $34.78 | ↑ +12% |
| Medica | Commercial|Open Access | $38.48 | ↑ +24% |
| Millard Public Schools | Commercial|Broad Network | $39.96 | ↑ +29% |
| One World | Commercial|Broad Network | $39.96 | ↑ +29% |
| Timpte | Commercial|Broad Network | $39.96 | ↑ +29% |
| Greater Omaha Packing | Commercial|Broad Network | $39.96 | ↑ +29% |
| QuikTrip | Commercial|All Plans | $44.40 | ↑ +43% |
| Creighton University Employees | Commercial|All Plans | $48.10 | ↑ +55% |
| PHCS | Commercial|All Plans | $52.54 | ↑ +69% |
| AMPS | Commercial|All Plans | $52.99 | ↑ +70% |
| United | Commercial|All Plans | $54.76 | ↑ +76% |
| Midlands Choice | Commercial|Premier | $55.50 | ↑ +79% |
| Midlands Choice | Commercial|Standard | $55.50 | ↑ +79% |
| Medica | Commercial|ACO | $58.84 | ↑ +89% |
| MultiPlan | Commercial|All Plans | $62.90 | ↑ +102% |
| Medica | Commercial|All Other Plans | $85.56 | ↑ +175% |
| Medica | Commercial|CHI Health | $96.12 | ↑ +209% |
Visitor-reported prices
Comments
Interrog dev eval scrms ip at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Des Moines Medical Center | Des Moines | $149.00 | $11.08 – $77.00 |
| MercyOne North Iowa Medical Center | Mason City | $36.40 | $14.34 – $62.66 |
| MercyOne Waterloo Medical Center | Waterloo | $149.00 | $11.08 – $113.60 |
| UnityPoint Health - Allen Hospital | Waterloo | $104.00 | $16.25 – $65.93 |
| UnityPoint Health - Finley Hospital | Dubuque | $104.00 | $16.25 – $74.58 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $104.00 | $16.25 – $42.77 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $104.00 | $16.25 – $42.77 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $104.00 | $16.25 – $42.77 |