Insrt/redo neurostim 1 array at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$955.29 with Medica vs $46,395.42 with AMPS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $955.29
Millard Public Schools Commercial|Narrow Network $3,034.03
One World Commercial|Narrow Network $3,034.03
Greater Omaha Packing Commercial|Narrow Network $3,034.03
Millard Public Schools Commercial|Broad Network $3,489.13
One World Commercial|Broad Network $3,489.13
Timpte Commercial|Broad Network $3,489.13
Greater Omaha Packing Commercial|Broad Network $3,489.13
Centene Medicaid|IA Total Care $20,360.02
Amerigroup Medicaid|All Plans $20,360.02
IAMolina Medicaid|All Plans $20,759.23
Medica Medicare|All Plans $20,898.84
Humana Medicare|All Plans $20,898.84
United Medicare|All Plans $20,898.84
BCBS - NE Medicare|All Plans $20,898.84
PACE Medicare|All Plans $20,898.84
Todays Options Medicare|All Plans $21,316.82
Centene Medicare|All Plans $21,525.81
Amerigroup Medicare|All Plans $21,943.78
Great Plains Medicare|All Plans $21,943.78
Medica Commercial|CHI Health $28,252.00
Medica Commercial|All Other Plans $38,526.00
AMPS Commercial|All Plans $46,395.42
Midlands Choice Commercial|Premier not published by hospital
Medica Commercial|Open Access not published by hospital
QuikTrip Commercial|All Plans not published by hospital
PHCS Commercial|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Centene Medicaid|NE Total Care not published by hospital
United Medicaid|Community Plan not published by hospital
ELAP Commercial|All Plans not published by hospital
United Commercial|All Plans not published by hospital
Midlands Choice Commercial|Standard not published by hospital

Visitor-reported prices

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Insrt/redo neurostim 1 array at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $61,190.90 $0.96 – $61,656.46
MercyOne Des Moines Medical Center Des Moines $104,749.90 $9.09 – $59,907.52
MercyOne North Iowa Medical Center Mason City $96,437.55 $1.92 – $66,852.54
UnityPoint Health - Allen Hospital Waterloo $2,459.20 $463.74 – $17,774.73
UnityPoint Health - Finley Hospital Dubuque $2,459.20 $463.74 – $18,854.53
UnityPoint Health - Grinnell Regional Medical Center Grinnell $2,459.20 $463.74 – $21,336.41
UnityPoint Health - Iowa Lutheran Hospital Des Moines $2,459.20 $463.74 – $20,660.62
UnityPoint Health - Jones Regional Medical Center Anamosa $2,459.20 $463.74 – $1,234.53

All Iowa hospitals for this procedure →