Insitu hybridization manual at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$391.44
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$932.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$139.80 with Centene vs $792.20 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $139.80 | ↓ -64% |
| Medica | Commercial|ACO | $202.19 | ↓ -48% |
| ELAP | Commercial|All Plans | $260.96 | ↓ -33% |
| Medica | Commercial|CHI Health | $273.69 | ↓ -30% |
| Medica | Commercial|All Other Plans | $286.61 | ↓ -27% |
| One World | Commercial|Narrow Network | $309.03 | ↓ -21% |
| Millard Public Schools | Commercial|Narrow Network | $309.03 | ↓ -21% |
| Greater Omaha Packing | Commercial|Narrow Network | $309.03 | ↓ -21% |
| Centene | Medicaid|IA Total Care | $341.53 | ↓ -13% |
| Amerigroup | Medicaid|All Plans | $341.53 | ↓ -13% |
| IAMolina | Medicaid|All Plans | $348.22 | ↓ -11% |
| Humana | Medicare|All Plans | $350.57 | ↓ -10% |
| Medica | Medicare|All Plans | $350.57 | ↓ -10% |
| United | Medicare|All Plans | $350.57 | ↓ -10% |
| PACE | Medicare|All Plans | $350.57 | ↓ -10% |
| BCBS - NE | Medicare|All Plans | $350.57 | ↓ -10% |
| Greater Omaha Packing | Commercial|Broad Network | $355.38 | ↓ -9% |
| Timpte | Commercial|Broad Network | $355.38 | ↓ -9% |
| One World | Commercial|Broad Network | $355.38 | ↓ -9% |
| Millard Public Schools | Commercial|Broad Network | $355.38 | ↓ -9% |
| Todays Options | Medicare|All Plans | $357.58 | ↓ -9% |
| Centene | Medicare|All Plans | $361.09 | ↓ -8% |
| Amerigroup | Medicare|All Plans | $368.10 | ↓ -6% |
| Great Plains | Medicare|All Plans | $368.10 | ↓ -6% |
| United | Medicaid|Community Plan | $428.72 | ↑ +10% |
| Medica | Commercial|Open Access | $484.64 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $484.64 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $559.20 | ↑ +43% |
| Creighton University Employees | Commercial|All Plans | $605.80 | ↑ +55% |
| PHCS | Commercial|All Plans | $661.72 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $699.00 | ↑ +79% |
| United | Commercial|All Plans | $699.00 | ↑ +79% |
| AMPS | Commercial|All Plans | $778.27 | ↑ +99% |
| MultiPlan | Commercial|All Plans | $792.20 | ↑ +102% |
Visitor-reported prices
Comments
Insitu hybridization manual at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne North Iowa Medical Center | Mason City | $174.85 | $68.86 – $324.11 |
| UnityPoint Health - Allen Hospital | Waterloo | $328.79 | $38.65 – $298.16 |
| UnityPoint Health - Finley Hospital | Dubuque | $328.79 | $38.65 – $328.78 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $328.79 | $38.65 – $357.91 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $328.79 | $38.65 – $346.57 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $328.79 | $38.65 – $364.54 |
| UnityPoint Health - Marshalltown | Marshalltown | $328.79 | $38.65 – $350.04 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $328.79 | $35.88 – $318.57 |