Insertion/replacement implantable defibrillator w/lead(s) single/dual chamber at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$23,644.32

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$56,296.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,634.87 with Medica vs $69,365.96 with AMPS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $1,634.87 ↓ -93%
Centene Medicaid|NE Total Care $7,431.15 ↓ -69%
One World Commercial|Narrow Network $12,557.99 ↓ -47%
Greater Omaha Packing Commercial|Narrow Network $12,557.99 ↓ -47%
Millard Public Schools Commercial|Narrow Network $12,557.99 ↓ -47%
ELAP Commercial|All Plans $13,871.48 ↓ -41%
Timpte Commercial|Broad Network $14,441.69 ↓ -39%
One World Commercial|Broad Network $14,441.69 ↓ -39%
Millard Public Schools Commercial|Broad Network $14,441.69 ↓ -39%
Greater Omaha Packing Commercial|Broad Network $14,441.69 ↓ -39%
Creighton University Employees Commercial|All Plans $20,311.81 ↓ -14%
United Medicaid|Community Plan $22,788.86 ↓ -4%
United Commercial|All Plans $23,284.27 ↓ -2%
Medica Commercial|Open Access $25,761.32 ↑ +9%
QuikTrip Commercial|All Plans $29,724.60 ↑ +26%
Amerigroup Medicaid|All Plans $30,440.33 ↑ +29%
Centene Medicaid|IA Total Care $30,440.33 ↑ +29%
IAMolina Medicaid|All Plans $31,037.20 ↑ +31%
Humana Medicare|All Plans $31,245.93 ↑ +32%
Medica Medicare|All Plans $31,245.93 ↑ +32%
United Medicare|All Plans $31,245.93 ↑ +32%
PACE Medicare|All Plans $31,245.93 ↑ +32%
BCBS - NE Medicare|All Plans $31,245.93 ↑ +32%
Todays Options Medicare|All Plans $31,870.85 ↑ +35%
Centene Medicare|All Plans $32,183.31 ↑ +36%
Great Plains Medicare|All Plans $32,808.23 ↑ +39%
Amerigroup Medicare|All Plans $32,808.23 ↑ +39%
PHCS Commercial|All Plans $35,174.11 ↑ +49%
Midlands Choice Commercial|Premier $37,155.75 ↑ +57%
Midlands Choice Commercial|Standard $37,155.75 ↑ +57%
Medica Commercial|CHI Health $37,575.00 ↑ +59%
MultiPlan Commercial|All Plans $42,109.85 ↑ +78%
Medica Commercial|All Other Plans $51,238.00 ↑ +117%
AMPS Commercial|All Plans $69,365.96 ↑ +193%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Insertion/replacement implantable defibrillator w/lead(s) single/dual chamber at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $17,187.00 $18,619.25 – $30,689.99
MercyOne Dubuque Medical Center Dubuque $14,580.15 $8,007.87 – $62,717.78
MercyOne West Des Moines Medical Center West Des Moines $24,681.00 $4,960.88 – $60,938.73
MercyOne Des Moines Medical Center Des Moines $78,651.03 $2.28 – $60,938.73
MercyOne North Iowa Medical Center Mason City $88,295.28 $2.88 – $68,003.30
MercyOne Genesis Davenport Medical Center Davenport $19,851.60 $21,505.90 – $30,689.99
MercyOne Waterloo Medical Center Waterloo $65,538.85 $254.43 – $71,588.59
UnityPoint Health - Allen Hospital Waterloo $66,238.36 $787.44 – $26,575.06

All Iowa hospitals for this procedure →