Ins/rpl pm gen exist sgl lead at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$7,105.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$16,918.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$582.31 with Medica vs $18,690.00 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $582.31 ↓ -92%
Centene Medicaid|NE Total Care $2,537.70 ↓ -64%
ELAP Commercial|All Plans $4,737.04 ↓ -33%
Creighton University Employees Commercial|All Plans $6,936.38 ↓ -2%
United Medicaid|Community Plan $7,782.28 ↑ +10%
Centene Medicaid|IA Total Care $7,857.49 ↑ +11%
Amerigroup Medicaid|All Plans $7,857.49 ↑ +11%
United Commercial|All Plans $7,951.46 ↑ +12%
IAMolina Medicaid|All Plans $8,011.56 ↑ +13%
Greater Omaha Packing Commercial|Narrow Network $8,042.03 ↑ +13%
One World Commercial|Narrow Network $8,042.03 ↑ +13%
Millard Public Schools Commercial|Narrow Network $8,042.03 ↑ +13%
Humana Medicare|All Plans $8,065.44 ↑ +14%
Medica Medicare|All Plans $8,065.44 ↑ +14%
United Medicare|All Plans $8,065.44 ↑ +14%
PACE Medicare|All Plans $8,065.44 ↑ +14%
BCBS - NE Medicare|All Plans $8,065.44 ↑ +14%
Todays Options Medicare|All Plans $8,226.75 ↑ +16%
Centene Medicare|All Plans $8,307.40 ↑ +17%
Great Plains Medicare|All Plans $8,468.71 ↑ +19%
Amerigroup Medicare|All Plans $8,468.71 ↑ +19%
Medica Commercial|Open Access $8,797.36 ↑ +24%
Timpte Commercial|Broad Network $9,248.33 ↑ +30%
Greater Omaha Packing Commercial|Broad Network $9,248.33 ↑ +30%
Millard Public Schools Commercial|Broad Network $9,248.33 ↑ +30%
One World Commercial|Broad Network $9,248.33 ↑ +30%
QuikTrip Commercial|All Plans $10,150.80 ↑ +43%
PHCS Commercial|All Plans $12,011.78 ↑ +69%
Midlands Choice Commercial|Premier $12,688.50 ↑ +79%
Midlands Choice Commercial|Standard $12,688.50 ↑ +79%
Medica Commercial|CHI Health $13,706.00 ↑ +93%
MultiPlan Commercial|All Plans $14,380.30 ↑ +102%
AMPS Commercial|All Plans $17,905.28 ↑ +152%
Medica Commercial|All Other Plans $18,690.00 ↑ +163%

Visitor-reported prices

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Ins/rpl pm gen exist sgl lead at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $3,937.80 $4,265.95 – $7,921.93
MercyOne Dubuque Medical Center Dubuque $10,254.40 $5,632.03 – $16,534.97
MercyOne Des Moines Medical Center Des Moines $11,449.10 $93.19 – $17,614.00
MercyOne Genesis Davenport Medical Center Davenport $4,548.00 $4,927.00 – $7,921.93
UnityPoint Health - Allen Hospital Waterloo $14,323.00 $281.24 – $9,435.28
UnityPoint Health - Finley Hospital Dubuque $788.00 $281.24 – $7,276.48
UnityPoint Health - Grinnell Regional Medical Center Grinnell $788.00 $281.24 – $8,234.31
UnityPoint Health - Iowa Lutheran Hospital Des Moines $14,426.08 $281.24 – $7,973.50

All Iowa hospitals for this procedure →