Ins pq tunnld ip cath w/img at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$3,087.42
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,351.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$373.36 with Medica vs $7,635.20 with AMPS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $373.36 | ↓ -88% |
| Centene | Medicaid|NE Total Care | $1,014.45 | ↓ -67% |
| ELAP | Commercial|All Plans | $1,893.64 | ↓ -39% |
| Creighton University Employees | Commercial|All Plans | $2,772.83 | ↓ -10% |
| Millard Public Schools | Commercial|Narrow Network | $3,034.03 | ↓ -2% |
| One World | Commercial|Narrow Network | $3,034.03 | ↓ -2% |
| Greater Omaha Packing | Commercial|Narrow Network | $3,034.03 | ↓ -2% |
| United | Medicaid|Community Plan | $3,110.98 | ↑ +1% |
| United | Commercial|All Plans | $3,178.61 | ↑ +3% |
| Amerigroup | Medicaid|All Plans | $3,350.61 | ↑ +9% |
| Centene | Medicaid|IA Total Care | $3,350.61 | ↑ +9% |
| IAMolina | Medicaid|All Plans | $3,416.31 | ↑ +11% |
| Humana | Medicare|All Plans | $3,439.28 | ↑ +11% |
| Medica | Medicare|All Plans | $3,439.28 | ↑ +11% |
| United | Medicare|All Plans | $3,439.28 | ↑ +11% |
| PACE | Medicare|All Plans | $3,439.28 | ↑ +11% |
| BCBS - NE | Medicare|All Plans | $3,439.28 | ↑ +11% |
| Timpte | Commercial|Broad Network | $3,489.13 | ↑ +13% |
| Greater Omaha Packing | Commercial|Broad Network | $3,489.13 | ↑ +13% |
| Millard Public Schools | Commercial|Broad Network | $3,489.13 | ↑ +13% |
| One World | Commercial|Broad Network | $3,489.13 | ↑ +13% |
| Todays Options | Medicare|All Plans | $3,508.07 | ↑ +14% |
| Midlands Choice | Commercial|Premier | $3,516.76 | ↑ +14% |
| Medica | Commercial|Open Access | $3,516.76 | ↑ +14% |
| Centene | Medicare|All Plans | $3,542.46 | ↑ +15% |
| Amerigroup | Medicare|All Plans | $3,611.24 | ↑ +17% |
| Great Plains | Medicare|All Plans | $3,611.24 | ↑ +17% |
| QuikTrip | Commercial|All Plans | $4,057.80 | ↑ +31% |
| Medica | Commercial|CHI Health | $4,801.00 | ↑ +56% |
| PHCS | Commercial|All Plans | $4,801.73 | ↑ +56% |
| Midlands Choice | Commercial|Standard | $5,072.25 | ↑ +64% |
| MultiPlan | Commercial|All Plans | $5,748.55 | ↑ +86% |
| Medica | Commercial|All Other Plans | $6,546.00 | ↑ +112% |
| AMPS | Commercial|All Plans | $7,635.20 | ↑ +147% |
Visitor-reported prices
Comments
Ins pq tunnld ip cath w/img at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Des Moines Medical Center | Des Moines | $7,567.95 | $2,340.24 – $11,643.00 |
| MercyOne North Iowa Medical Center | Mason City | $7,079.80 | $2,788.35 – $10,892.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,585.20 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $1,585.20 | $928.00 – $2,679.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $5,302.92 | $179.49 – $3,493.29 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,924.80 | $179.49 – $3,363.52 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $5,012.10 | $179.49 – $3,511.29 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $8,334.19 | $179.49 – $3,400.08 |