Ins pm gen exist dual lead at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$6,284.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$14,963.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$672.40 with Medica vs $51,238.00 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $672.40 | ↓ -89% |
| Centene | Medicaid|NE Total Care | $2,244.45 | ↓ -64% |
| ELAP | Commercial|All Plans | $4,189.64 | ↓ -33% |
| Creighton University Employees | Commercial|All Plans | $6,134.83 | ↓ -2% |
| United | Medicaid|Community Plan | $6,882.98 | ↑ +10% |
| United | Commercial|All Plans | $7,032.61 | ↑ +12% |
| Medica | Commercial|Open Access | $7,780.76 | ↑ +24% |
| Greater Omaha Packing | Commercial|Narrow Network | $8,042.03 | ↑ +28% |
| One World | Commercial|Narrow Network | $8,042.03 | ↑ +28% |
| Millard Public Schools | Commercial|Narrow Network | $8,042.03 | ↑ +28% |
| QuikTrip | Commercial|All Plans | $8,977.80 | ↑ +43% |
| Timpte | Commercial|Broad Network | $9,248.33 | ↑ +47% |
| One World | Commercial|Broad Network | $9,248.33 | ↑ +47% |
| Greater Omaha Packing | Commercial|Broad Network | $9,248.33 | ↑ +47% |
| Millard Public Schools | Commercial|Broad Network | $9,248.33 | ↑ +47% |
| PHCS | Commercial|All Plans | $10,623.73 | ↑ +69% |
| Midlands Choice | Commercial|Premier | $11,222.25 | ↑ +79% |
| Midlands Choice | Commercial|Standard | $11,222.25 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $12,718.55 | ↑ +102% |
| Centene | Medicaid|IA Total Care | $21,311.16 | ↑ +239% |
| Amerigroup | Medicaid|All Plans | $21,311.16 | ↑ +239% |
| IAMolina | Medicaid|All Plans | $21,729.02 | ↑ +246% |
| Humana | Medicare|All Plans | $21,875.16 | ↑ +248% |
| Medica | Medicare|All Plans | $21,875.16 | ↑ +248% |
| United | Medicare|All Plans | $21,875.16 | ↑ +248% |
| PACE | Medicare|All Plans | $21,875.16 | ↑ +248% |
| BCBS - NE | Medicare|All Plans | $21,875.16 | ↑ +248% |
| Todays Options | Medicare|All Plans | $22,312.66 | ↑ +255% |
| Centene | Medicare|All Plans | $22,531.41 | ↑ +259% |
| Amerigroup | Medicare|All Plans | $22,968.92 | ↑ +265% |
| Great Plains | Medicare|All Plans | $22,968.92 | ↑ +265% |
| Medica | Commercial|CHI Health | $37,575.00 | ↑ +498% |
| AMPS | Commercial|All Plans | $48,562.86 | ↑ +673% |
| Medica | Commercial|All Other Plans | $51,238.00 | ↑ +715% |
Visitor-reported prices
Comments
Ins pm gen exist dual lead at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $32,305.80 | $21,485.94 – $30,080.32 |
| MercyOne Des Moines Medical Center | Des Moines | $23,665.85 | $7,318.21 – $43,183.96 |
| MercyOne North Iowa Medical Center | Mason City | $26,230.10 | $10,330.62 – $48,190.23 |
| MercyOne Genesis Davenport Medical Center | Davenport | $35,956.80 | $21,485.94 – $30,080.32 |
| UnityPoint Health - Allen Hospital | Waterloo | $34,572.36 | $323.50 – $22,774.54 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $30,230.61 | $323.50 – $21,625.82 |
| UnityPoint Health - Marshalltown | Marshalltown | $34,572.36 | $323.50 – $21,842.30 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $36,983.20 | $323.50 – $19,314.97 |