Hdr rdncl ntrstl/icav brchtx at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$2,693.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,414.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$658.73 with Centene vs $5,451.90 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|IA Total Care | $658.73 | ↓ -76% |
| Amerigroup | Medicaid|All Plans | $658.73 | ↓ -76% |
| IAMolina | Medicaid|All Plans | $671.64 | ↓ -75% |
| United | Medicare|All Plans | $676.16 | ↓ -75% |
| PACE | Medicare|All Plans | $676.16 | ↓ -75% |
| Medica | Medicare|All Plans | $676.16 | ↓ -75% |
| Humana | Medicare|All Plans | $676.16 | ↓ -75% |
| BCBS - NE | Medicare|All Plans | $676.16 | ↓ -75% |
| Todays Options | Medicare|All Plans | $689.68 | ↓ -74% |
| Centene | Medicare|All Plans | $696.44 | ↓ -74% |
| Great Plains | Medicare|All Plans | $709.97 | ↓ -74% |
| Amerigroup | Medicare|All Plans | $709.97 | ↓ -74% |
| Medica | Commercial|ACO | $766.54 | ↓ -72% |
| Centene | Medicaid|NE Total Care | $962.10 | ↓ -64% |
| Medica | Commercial|CHI Health | $1,153.99 | ↓ -57% |
| Medica | Commercial|All Other Plans | $1,208.44 | ↓ -55% |
| AMPS | Commercial|All Plans | $1,501.08 | ↓ -44% |
| ELAP | Commercial|All Plans | $1,795.92 | ↓ -33% |
| United | Medicaid|Community Plan | $2,950.44 | ↑ +10% |
| Midlands Choice | Commercial|Premier | $3,335.28 | ↑ +24% |
| Medica | Commercial|Open Access | $3,335.28 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $3,848.40 | ↑ +43% |
| Creighton University Employees | Commercial|All Plans | $4,169.10 | ↑ +55% |
| PHCS | Commercial|All Plans | $4,553.94 | ↑ +69% |
| United | Commercial|All Plans | $4,746.36 | ↑ +76% |
| Midlands Choice | Commercial|Standard | $4,810.50 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $5,451.90 | ↑ +102% |
Visitor-reported prices
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Hdr rdncl ntrstl/icav brchtx at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Allen Hospital | Waterloo | $1,099.20 | $187.00 – $575.08 |
| UnityPoint Health - Finley Hospital | Dubuque | $1,099.20 | $187.00 – $610.01 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,099.20 | $187.00 – $690.31 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $6,084.16 | $187.00 – $2,235.93 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $1,099.20 | $187.00 – $406.21 |
| UnityPoint Health - Marshalltown | Marshalltown | $1,099.20 | $187.00 – $675.14 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $1,099.20 | $121.68 – $614.45 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $1,099.20 | $187.00 – $597.02 |