Ghs layer closure 2.6 - 5.0 cm - 12052 at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$441.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,052.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$157.80 with Centene vs $3,259.25 with Greater Omaha Packing — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $157.80 | ↓ -64% |
| ELAP | Commercial|All Plans | $294.56 | ↓ -33% |
| Medica | Commercial|ACO | $378.06 | ↓ -14% |
| Amerigroup | Medicaid|All Plans | $379.33 | ↓ -14% |
| Centene | Medicaid|IA Total Care | $379.33 | ↓ -14% |
| IAMolina | Medicaid|All Plans | $386.77 | ↓ -12% |
| Humana | Medicare|All Plans | $389.37 | ↓ -12% |
| Medica | Medicare|All Plans | $389.37 | ↓ -12% |
| United | Medicare|All Plans | $389.37 | ↓ -12% |
| PACE | Medicare|All Plans | $389.37 | ↓ -12% |
| BCBS - NE | Medicare|All Plans | $389.37 | ↓ -12% |
| Todays Options | Medicare|All Plans | $397.16 | ↓ -10% |
| Centene | Medicare|All Plans | $401.05 | ↓ -9% |
| Amerigroup | Medicare|All Plans | $408.84 | ↓ -7% |
| Great Plains | Medicare|All Plans | $408.84 | ↓ -7% |
| United | Medicaid|Community Plan | $483.92 | ↑ +10% |
| United | Commercial|All Plans | $494.44 | ↑ +12% |
| Midlands Choice | Commercial|Premier | $547.04 | ↑ +24% |
| Medica | Commercial|Open Access | $547.04 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $631.20 | ↑ +43% |
| Creighton University Employees | Commercial|All Plans | $701.00 | ↑ +59% |
| PHCS | Commercial|All Plans | $746.92 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $789.00 | ↑ +79% |
| AMPS | Commercial|All Plans | $864.40 | ↑ +96% |
| MultiPlan | Commercial|All Plans | $894.20 | ↑ +102% |
| Medica | Commercial|CHI Health | $953.00 | ↑ +116% |
| Medica | Commercial|All Other Plans | $1,302.00 | ↑ +195% |
| One World | Commercial|Narrow Network | $2,834.13 | ↑ +541% |
| Greater Omaha Packing | Commercial|Narrow Network | $2,834.13 | ↑ +541% |
| Millard Public Schools | Commercial|Narrow Network | $2,834.13 | ↑ +541% |
| Timpte | Commercial|Broad Network | $3,259.25 | ↑ +638% |
| Millard Public Schools | Commercial|Broad Network | $3,259.25 | ↑ +638% |
| One World | Commercial|Broad Network | $3,259.25 | ↑ +638% |
| Greater Omaha Packing | Commercial|Broad Network | $3,259.25 | ↑ +638% |
Visitor-reported prices
Comments
Ghs layer closure 2.6 - 5.0 cm - 12052 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $538.20 | $368.55 – $382.44 |
| MercyOne Centerville Medical Center | Centerville | $384.00 | $105.37 – $384.00 |
| MercyOne North Iowa Medical Center | Mason City | $1,003.00 | $43.00 – $880.71 |
| MercyOne Genesis Davenport Medical Center | Davenport | $565.20 | $382.44 – $387.40 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $565.20 | $232.90 – $500.05 |
| UnityPoint Health - Allen Hospital | Waterloo | $750.40 | $180.70 – $376.22 |
| UnityPoint Health - Finley Hospital | Dubuque | $750.40 | $131.39 – $376.22 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $750.40 | $180.70 – $397.52 |