Fresh frozen plasma frozen within 8 hours of collection each unit at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$78.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$187.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.45 with Centene vs $182.37 with AMPS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $27.45 ↓ -65%
ELAP Commercial|All Plans $51.24 ↓ -35%
Centene Medicaid|IA Total Care $80.03 ↑ +2%
Amerigroup Medicaid|All Plans $80.03 ↑ +2%
IAMolina Medicaid|All Plans $81.60 ↑ +4%
United Medicare|All Plans $82.15 ↑ +5%
Humana Medicare|All Plans $82.15 ↑ +5%
Medica Medicare|All Plans $82.15 ↑ +5%
BCBS - NE Medicare|All Plans $82.15 ↑ +5%
PACE Medicare|All Plans $82.15 ↑ +5%
Todays Options Medicare|All Plans $83.79 ↑ +7%
United Medicaid|Community Plan $84.18 ↑ +7%
Centene Medicare|All Plans $84.61 ↑ +8%
Great Plains Medicare|All Plans $86.26 ↑ +10%
Amerigroup Medicare|All Plans $86.26 ↑ +10%
QuikTrip Commercial|All Plans $109.80 ↑ +40%
Creighton University Employees Commercial|All Plans $118.95 ↑ +51%
PHCS Commercial|All Plans $129.93 ↑ +65%
United Commercial|All Plans $135.42 ↑ +72%
Midlands Choice Commercial|Premier $137.25 ↑ +75%
Midlands Choice Commercial|Standard $137.25 ↑ +75%
Medica Commercial|Open Access $137.25 ↑ +75%
MultiPlan Commercial|All Plans $155.55 ↑ +98%
AMPS Commercial|All Plans $182.37 ↑ +132%

Visitor-reported prices

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Fresh frozen plasma frozen within 8 hours of collection each unit at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $157.20 $80.68 – $112.96
MercyOne Dubuque Medical Center Dubuque $148.20 $75.50 – $306.00
MercyOne Dyersville Medical Center Dyersville $144.95 $84.29 – $251.01
MercyOne Clinton Medical Center Clinton $154.70 $67.35 – $314.00
MercyOne Oelwein Medical Center Oelwein $144.95 $85.23 – $223.00
MercyOne Cedar Falls Medical Center Cedar Falls $148.20 $53.58 – $403.00
MercyOne Elkader Medical Center Elkader $144.95 $114.78 – $233.08
MercyOne West Des Moines Medical Center West Des Moines $249.00 $50.05 – $546.00

All Iowa hospitals for this procedure →