Fluidotherapy charges pt at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$41.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$98.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.70 with Centene vs $190.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $14.70 ↓ -64%
Centene Medicaid|IA Total Care $15.04 ↓ -63%
Amerigroup Medicaid|All Plans $15.04 ↓ -63%
IAMolina Medicaid|All Plans $15.34 ↓ -63%
ELAP Commercial|All Plans $27.44 ↓ -33%
Medica Commercial|All Other Plans $29.39 ↓ -29%
Medica Commercial|ACO $32.70 ↓ -21%
Medica Commercial|CHI Health $33.02 ↓ -20%
United Medicaid|Community Plan $45.08 ↑ +10%
Medica Commercial|Open Access $58.80 ↑ +43%
Midlands Choice Commercial|Premier $58.80 ↑ +43%
QuikTrip Commercial|All Plans $58.80 ↑ +43%
PHCS Commercial|All Plans $69.58 ↑ +69%
Midlands Choice Commercial|Standard $73.50 ↑ +79%
MultiPlan Commercial|All Plans $83.30 ↑ +102%
Timpte Commercial|Broad Network $98.00 ↑ +138%
Greater Omaha Packing Commercial|Broad Network $98.00 ↑ +138%
Greater Omaha Packing Commercial|Narrow Network $98.00 ↑ +138%
One World Commercial|Broad Network $98.00 ↑ +138%
One World Commercial|Narrow Network $98.00 ↑ +138%
Millard Public Schools Commercial|Broad Network $98.00 ↑ +138%
Millard Public Schools Commercial|Narrow Network $98.00 ↑ +138%
Creighton University Employees Commercial|All Plans $158.00 ↑ +284%
United Commercial|All Plans $190.00 ↑ +362%

Visitor-reported prices

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Fluidotherapy charges pt at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $83.40 $20.16 – $20.16
MercyOne Centerville Medical Center Centerville $151.00 $41.43 – $151.00
MercyOne Genesis Davenport Medical Center Davenport $93.00 not published
MercyOne Genesis DeWitt Medical Center DeWitt $93.00 $52.70 – $62.05
MercyOne Waterloo Medical Center Waterloo $141.70 $14.46 – $301.50
UnityPoint Health - Allen Hospital Waterloo $191.57 $14.51 – $126.20
UnityPoint Health - Finley Hospital Dubuque $35.20 $14.33 – $40.48
UnityPoint Health - Grinnell Regional Medical Center Grinnell $163.89 $14.51 – $82.56

All Iowa hospitals for this procedure →