Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$375.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$894.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$134.10 with Centene vs $3,259.25 with Greater Omaha Packing — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $134.10 | ↓ -64% |
| Medica | Commercial|ACO | $220.33 | ↓ -41% |
| ELAP | Commercial|All Plans | $250.32 | ↓ -33% |
| United | Medicaid|Community Plan | $411.24 | ↑ +10% |
| United | Commercial|All Plans | $420.18 | ↑ +12% |
| Medica | Commercial|Open Access | $464.88 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $536.40 | ↑ +43% |
| PHCS | Commercial|All Plans | $634.74 | ↑ +69% |
| Centene | Medicaid|IA Total Care | $668.01 | ↑ +78% |
| Amerigroup | Medicaid|All Plans | $668.01 | ↑ +78% |
| Midlands Choice | Commercial|Standard | $670.50 | ↑ +79% |
| Midlands Choice | Commercial|Premier | $670.50 | ↑ +79% |
| IAMolina | Medicaid|All Plans | $681.11 | ↑ +81% |
| Humana | Medicare|All Plans | $685.69 | ↑ +83% |
| Medica | Medicare|All Plans | $685.69 | ↑ +83% |
| United | Medicare|All Plans | $685.69 | ↑ +83% |
| PACE | Medicare|All Plans | $685.69 | ↑ +83% |
| BCBS - NE | Medicare|All Plans | $685.69 | ↑ +83% |
| Todays Options | Medicare|All Plans | $699.40 | ↑ +86% |
| Centene | Medicare|All Plans | $706.26 | ↑ +88% |
| Great Plains | Medicare|All Plans | $719.97 | ↑ +92% |
| Amerigroup | Medicare|All Plans | $719.97 | ↑ +92% |
| MultiPlan | Commercial|All Plans | $759.90 | ↑ +102% |
| Medica | Commercial|CHI Health | $1,422.00 | ↑ +279% |
| AMPS | Commercial|All Plans | $1,522.23 | ↑ +305% |
| Medica | Commercial|All Other Plans | $1,938.00 | ↑ +416% |
| Greater Omaha Packing | Commercial|Narrow Network | $2,834.13 | ↑ +655% |
| Millard Public Schools | Commercial|Narrow Network | $2,834.13 | ↑ +655% |
| One World | Commercial|Narrow Network | $2,834.13 | ↑ +655% |
| One World | Commercial|Broad Network | $3,259.25 | ↑ +768% |
| Timpte | Commercial|Broad Network | $3,259.25 | ↑ +768% |
| Millard Public Schools | Commercial|Broad Network | $3,259.25 | ↑ +768% |
| Greater Omaha Packing | Commercial|Broad Network | $3,259.25 | ↑ +768% |
Visitor-reported prices
Comments
Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $397.80 | $430.95 – $673.49 |
| MercyOne New Hampton Medical Center | New Hampton | $457.60 | $30.56 – $569.00 |
| MercyOne Clinton Medical Center | Clinton | $1,083.55 | $30.56 – $1,515.37 |
| MercyOne Centerville Medical Center | Centerville | $9,635.12 | $1.92 – $704.00 |
| MercyOne North Iowa Medical Center | Mason City | $1,478.00 | $30.56 – $1,534.15 |
| MercyOne Genesis Davenport Medical Center | Davenport | $459.60 | $453.05 – $673.49 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $310.80 | $378.14 – $2,679.00 |
| MercyOne Waterloo Medical Center | Waterloo | $510.25 | $30.56 – $3,576.15 |