Emg 3 ext w-w/o paraspinal area 95863 at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$462.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,102.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$148.54 with Centene vs $936.70 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|IA Total Care | $148.54 | ↓ -68% |
| Amerigroup | Medicaid|All Plans | $148.54 | ↓ -68% |
| IAMolina | Medicaid|All Plans | $151.46 | ↓ -67% |
| United | Medicare|All Plans | $152.48 | ↓ -67% |
| PACE | Medicare|All Plans | $152.48 | ↓ -67% |
| Medica | Medicare|All Plans | $152.48 | ↓ -67% |
| Humana | Medicare|All Plans | $152.48 | ↓ -67% |
| BCBS - NE | Medicare|All Plans | $152.48 | ↓ -67% |
| Todays Options | Medicare|All Plans | $155.53 | ↓ -66% |
| Centene | Medicare|All Plans | $157.05 | ↓ -66% |
| Amerigroup | Medicare|All Plans | $160.10 | ↓ -65% |
| Great Plains | Medicare|All Plans | $160.10 | ↓ -65% |
| Centene | Medicaid|NE Total Care | $165.30 | ↓ -64% |
| Medica | Commercial|ACO | $208.30 | ↓ -55% |
| ELAP | Commercial|All Plans | $308.56 | ↓ -33% |
| AMPS | Commercial|All Plans | $338.51 | ↓ -27% |
| Medica | Commercial|All Other Plans | $358.67 | ↓ -23% |
| Medica | Commercial|CHI Health | $402.96 | ↓ -13% |
| United | Medicaid|Community Plan | $506.92 | ↑ +10% |
| Medica | Commercial|Open Access | $573.04 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $661.20 | ↑ +43% |
| Creighton University Employees | Commercial|All Plans | $716.30 | ↑ +55% |
| PHCS | Commercial|All Plans | $782.42 | ↑ +69% |
| United | Commercial|All Plans | $815.48 | ↑ +76% |
| Midlands Choice | Commercial|Premier | $826.50 | ↑ +79% |
| Midlands Choice | Commercial|Standard | $826.50 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $936.70 | ↑ +102% |
Visitor-reported prices
Comments
Emg 3 ext w-w/o paraspinal area 95863 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $316.20 | $149.77 – $209.67 |
| MercyOne Genesis Davenport Medical Center | Davenport | $352.20 | $149.77 – $209.67 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $331.20 | $402.96 – $2,679.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $464.00 | $65.87 – $193.50 |
| UnityPoint Health - Finley Hospital | Dubuque | $464.00 | $89.87 – $259.44 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $464.00 | $89.87 – $236.16 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $710.40 | $89.87 – $261.07 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $464.00 | $89.87 – $236.16 |