Electrophysiology evaluation at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$4,132.38
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,839.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$365.06 with Medica vs $16,417.03 with AMPS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $365.06 | ↓ -91% |
| Centene | Medicaid|NE Total Care | $1,343.10 | ↓ -67% |
| ELAP | Commercial|All Plans | $2,507.12 | ↓ -39% |
| Creighton University Employees | Commercial|All Plans | $3,671.14 | ↓ -11% |
| United | Medicaid|Community Plan | $4,118.84 | ↓ -0% |
| United | Commercial|All Plans | $4,208.38 | ↑ +2% |
| Medica | Commercial|Open Access | $4,656.08 | ↑ +13% |
| QuikTrip | Commercial|All Plans | $5,372.40 | ↑ +30% |
| PHCS | Commercial|All Plans | $6,357.34 | ↑ +54% |
| Midlands Choice | Commercial|Premier | $6,715.50 | ↑ +63% |
| Midlands Choice | Commercial|Standard | $6,715.50 | ↑ +63% |
| Centene | Medicaid|IA Total Care | $7,204.39 | ↑ +74% |
| Amerigroup | Medicaid|All Plans | $7,204.39 | ↑ +74% |
| IAMolina | Medicaid|All Plans | $7,345.66 | ↑ +78% |
| Humana | Medicare|All Plans | $7,395.06 | ↑ +79% |
| Medica | Medicare|All Plans | $7,395.06 | ↑ +79% |
| United | Medicare|All Plans | $7,395.06 | ↑ +79% |
| PACE | Medicare|All Plans | $7,395.06 | ↑ +79% |
| BCBS - NE | Medicare|All Plans | $7,395.06 | ↑ +79% |
| Todays Options | Medicare|All Plans | $7,542.96 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $7,610.90 | ↑ +84% |
| Centene | Medicare|All Plans | $7,616.91 | ↑ +84% |
| Amerigroup | Medicare|All Plans | $7,764.81 | ↑ +88% |
| Great Plains | Medicare|All Plans | $7,764.81 | ↑ +88% |
| Medica | Commercial|CHI Health | $9,391.00 | ↑ +127% |
| Millard Public Schools | Commercial|Narrow Network | $12,557.99 | ↑ +204% |
| One World | Commercial|Narrow Network | $12,557.99 | ↑ +204% |
| Greater Omaha Packing | Commercial|Narrow Network | $12,557.99 | ↑ +204% |
| Medica | Commercial|All Other Plans | $12,807.00 | ↑ +210% |
| Millard Public Schools | Commercial|Broad Network | $14,441.69 | ↑ +249% |
| One World | Commercial|Broad Network | $14,441.69 | ↑ +249% |
| Greater Omaha Packing | Commercial|Broad Network | $14,441.69 | ↑ +249% |
| Timpte | Commercial|Broad Network | $14,441.69 | ↑ +249% |
| AMPS | Commercial|All Plans | $16,417.03 | ↑ +297% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $7,438.80 | $7,263.48 – $8,058.70 |
| MercyOne West Des Moines Medical Center | West Des Moines | $21,149.00 | $4,250.95 – $21,149.00 |
| MercyOne Des Moines Medical Center | Des Moines | $18,014.10 | $192.34 – $27,714.00 |
| MercyOne North Iowa Medical Center | Mason City | $7,549.75 | $2,973.44 – $16,897.80 |
| MercyOne Genesis Davenport Medical Center | Davenport | $8,280.00 | $7,263.48 – $8,970.00 |
| MercyOne Waterloo Medical Center | Waterloo | $6,999.20 | $192.34 – $15,071.25 |
| UnityPoint Health - Allen Hospital | Waterloo | $8,409.49 | $348.36 – $6,289.59 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,459.20 | $348.36 – $6,671.68 |