Electrophysiology evaluation at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$5,082.84

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,102.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$515.11 with Medica vs $16,417.03 with AMPS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Commercial|ACO $515.11 ↓ -90%
Centene Medicaid|NE Total Care $1,653.00 ↓ -67%
ELAP Commercial|All Plans $3,085.60 ↓ -39%
Creighton University Employees Commercial|All Plans $4,518.20 ↓ -11%
United Medicaid|Community Plan $5,069.20 ↓ -0%
United Commercial|All Plans $5,179.40 ↑ +2%
Medica Commercial|Open Access $5,730.40 ↑ +13%
QuikTrip Commercial|All Plans $6,612.00 ↑ +30%
Centene Medicaid|IA Total Care $7,204.39 ↑ +42%
Amerigroup Medicaid|All Plans $7,204.39 ↑ +42%
IAMolina Medicaid|All Plans $7,345.66 ↑ +45%
Humana Medicare|All Plans $7,395.06 ↑ +45%
Medica Medicare|All Plans $7,395.06 ↑ +45%
United Medicare|All Plans $7,395.06 ↑ +45%
PACE Medicare|All Plans $7,395.06 ↑ +45%
BCBS - NE Medicare|All Plans $7,395.06 ↑ +45%
Todays Options Medicare|All Plans $7,542.96 ↑ +48%
Centene Medicare|All Plans $7,616.91 ↑ +50%
Amerigroup Medicare|All Plans $7,764.81 ↑ +53%
Great Plains Medicare|All Plans $7,764.81 ↑ +53%
PHCS Commercial|All Plans $7,824.20 ↑ +54%
Midlands Choice Commercial|Premier $8,265.00 ↑ +63%
Midlands Choice Commercial|Standard $8,265.00 ↑ +63%
MultiPlan Commercial|All Plans $9,367.00 ↑ +84%
Medica Commercial|CHI Health $9,391.00 ↑ +85%
Millard Public Schools Commercial|Narrow Network $12,557.99 ↑ +147%
One World Commercial|Narrow Network $12,557.99 ↑ +147%
Greater Omaha Packing Commercial|Narrow Network $12,557.99 ↑ +147%
Medica Commercial|All Other Plans $12,807.00 ↑ +152%
Timpte Commercial|Broad Network $14,441.69 ↑ +184%
Greater Omaha Packing Commercial|Broad Network $14,441.69 ↑ +184%
Millard Public Schools Commercial|Broad Network $14,441.69 ↑ +184%
One World Commercial|Broad Network $14,441.69 ↑ +184%
AMPS Commercial|All Plans $16,417.03 ↑ +223%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Electrophysiology evaluation at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $4,637.40 $5,023.85 – $7,263.48
MercyOne Des Moines Medical Center Des Moines $13,134.55 $4,061.61 – $20,207.00
MercyOne North Iowa Medical Center Mason City $9,224.80 $3,633.15 – $16,897.80
MercyOne Genesis Davenport Medical Center Davenport $5,161.80 $5,591.95 – $7,263.48
MercyOne Waterloo Medical Center Waterloo $1,181.00 $119.82 – $1,084.29
UnityPoint Health - Allen Hospital Waterloo $4,648.60 $316.69 – $6,289.59
UnityPoint Health - Finley Hospital Dubuque $1,744.80 $316.69 – $6,671.68
UnityPoint Health - Grinnell Regional Medical Center Grinnell $1,744.80 $316.69 – $7,549.89

All Iowa hospitals for this procedure →