Eeg without vid 2-12hr cont mntr at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$209.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$499.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.85 with Centene vs $910.83 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $74.85 ↓ -64%
ELAP Commercial|All Plans $139.72 ↓ -33%
United Medicaid|Community Plan $229.54 ↑ +10%
Medica Commercial|Open Access $259.48 ↑ +24%
Amerigroup Medicaid|All Plans $295.65 ↑ +41%
Centene Medicaid|IA Total Care $295.65 ↑ +41%
QuikTrip Commercial|All Plans $299.40 ↑ +43%
IAMolina Medicaid|All Plans $301.44 ↑ +44%
Humana Medicare|All Plans $303.48 ↑ +45%
Medica Medicare|All Plans $303.48 ↑ +45%
United Medicare|All Plans $303.48 ↑ +45%
PACE Medicare|All Plans $303.48 ↑ +45%
BCBS - NE Medicare|All Plans $303.48 ↑ +45%
Todays Options Medicare|All Plans $309.55 ↑ +48%
Centene Medicare|All Plans $312.58 ↑ +49%
Great Plains Medicare|All Plans $318.65 ↑ +52%
Amerigroup Medicare|All Plans $318.65 ↑ +52%
Creighton University Employees Commercial|All Plans $324.35 ↑ +55%
PHCS Commercial|All Plans $354.29 ↑ +69%
United Commercial|All Plans $369.26 ↑ +76%
Midlands Choice Commercial|Premier $374.25 ↑ +79%
Midlands Choice Commercial|Standard $374.25 ↑ +79%
MultiPlan Commercial|All Plans $424.15 ↑ +102%
Medica Commercial|ACO $499.00 ↑ +138%
AMPS Commercial|All Plans $673.73 ↑ +221%
Medica Commercial|CHI Health $869.79 ↑ +315%
Medica Commercial|All Other Plans $910.83 ↑ +335%

Visitor-reported prices

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Eeg without vid 2-12hr cont mntr at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Des Moines Medical Center Des Moines $551.85 $170.65 – $1,068.00
UnityPoint Health - Allen Hospital Waterloo $526.57 $258.11 – $445.50
UnityPoint Health - Finley Hospital Dubuque $1,067.55 $273.79 – $1,067.54
UnityPoint Health - Grinnell Regional Medical Center Grinnell $1,021.01 $296.45 – $796.39
UnityPoint Health - Iowa Lutheran Hospital Des Moines $1,092.48 $296.45 – $591.30
UnityPoint Health - Marshalltown Marshalltown $526.57 $230.37 – $525.25
UnityPoint Health - St. Lukes Downtown Sioux City $516.80 $167.96 – $464.92
UnityPoint Health - Trinity Bettendorf Bettendorf $1,124.01 $267.96 – $740.44

All Iowa hospitals for this procedure →