Cytopath smear other source at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$52.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$125.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.75 with Centene vs $150.97 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $18.75 ↓ -64%
United Medicare|All Plans $23.87 ↓ -55%
Humana Medicare|All Plans $23.87 ↓ -55%
BCBS - NE Medicare|All Plans $23.87 ↓ -55%
Medica Medicare|All Plans $23.87 ↓ -55%
PACE Medicare|All Plans $23.87 ↓ -55%
Todays Options Medicare|All Plans $24.35 ↓ -54%
Centene Medicare|All Plans $24.59 ↓ -53%
Amerigroup Medicare|All Plans $25.06 ↓ -52%
Great Plains Medicare|All Plans $25.06 ↓ -52%
ELAP Commercial|All Plans $35.00 ↓ -33%
AMPS Commercial|All Plans $52.99 ↑ +1%
United Medicaid|Community Plan $57.50 ↑ +10%
Medica Commercial|Open Access $65.00 ↑ +24%
Midlands Choice Commercial|Premier $65.00 ↑ +24%
QuikTrip Commercial|All Plans $75.00 ↑ +43%
Creighton University Employees Commercial|All Plans $81.25 ↑ +55%
PHCS Commercial|All Plans $88.75 ↑ +69%
Midlands Choice Commercial|Standard $93.75 ↑ +79%
United Commercial|All Plans $93.75 ↑ +79%
Medica Commercial|ACO $103.19 ↑ +97%
MultiPlan Commercial|All Plans $106.25 ↑ +102%
Timpte Commercial|Broad Network $125.00 ↑ +138%
Greater Omaha Packing Commercial|Broad Network $125.00 ↑ +138%
Greater Omaha Packing Commercial|Narrow Network $125.00 ↑ +138%
Millard Public Schools Commercial|Broad Network $125.00 ↑ +138%
Millard Public Schools Commercial|Narrow Network $125.00 ↑ +138%
One World Commercial|Broad Network $125.00 ↑ +138%
One World Commercial|Narrow Network $125.00 ↑ +138%
Medica Commercial|CHI Health $144.17 ↑ +175%
Medica Commercial|All Other Plans $150.97 ↑ +188%

Visitor-reported prices

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Cytopath smear other source at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne West Des Moines Medical Center West Des Moines $150.00 $24.96 – $150.00
MercyOne Des Moines Medical Center Des Moines $97.50 $24.96 – $150.00
MercyOne Centerville Medical Center Centerville $164.00 $45.17 – $164.00
MercyOne Newton Medical Center Newton $106.60 $27.38 – $164.00
MercyOne North Iowa Medical Center Mason City $81.90 $24.96 – $126.00
UnityPoint Health - Allen Hospital Waterloo $156.00 $23.03 – $46.11
UnityPoint Health - Finley Hospital Dubuque $156.00 $23.41 – $69.99
UnityPoint Health - Grinnell Regional Medical Center Grinnell $156.00 $23.31 – $42.60

All Iowa hospitals for this procedure →