CT upper extremity w/contrast (both sides) at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$1,045.38
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,489.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$286.06 with Medica vs $2,115.65 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $286.06 | ↓ -73% |
| Centene | Medicaid|IA Total Care | $339.07 | ↓ -68% |
| Amerigroup | Medicaid|All Plans | $339.07 | ↓ -68% |
| IAMolina | Medicaid|All Plans | $345.72 | ↓ -67% |
| Humana | Medicare|All Plans | $348.04 | ↓ -67% |
| Medica | Medicare|All Plans | $348.04 | ↓ -67% |
| United | Medicare|All Plans | $348.04 | ↓ -67% |
| PACE | Medicare|All Plans | $348.04 | ↓ -67% |
| BCBS - NE | Medicare|All Plans | $348.04 | ↓ -67% |
| Todays Options | Medicare|All Plans | $355.00 | ↓ -66% |
| Centene | Medicare|All Plans | $358.48 | ↓ -66% |
| Amerigroup | Medicare|All Plans | $365.44 | ↓ -65% |
| Great Plains | Medicare|All Plans | $365.44 | ↓ -65% |
| Centene | Medicaid|NE Total Care | $373.35 | ↓ -64% |
| Medica | Commercial|CHI Health | $402.91 | ↓ -61% |
| Medica | Commercial|All Other Plans | $421.92 | ↓ -60% |
| Creighton University Employees | Commercial|All Plans | $433.89 | ↓ -58% |
| United | Commercial|All Plans | $537.22 | ↓ -49% |
| ELAP | Commercial|All Plans | $696.92 | ↓ -33% |
| One World | Commercial|Narrow Network | $750.27 | ↓ -28% |
| Greater Omaha Packing | Commercial|Narrow Network | $750.27 | ↓ -28% |
| Millard Public Schools | Commercial|Narrow Network | $750.27 | ↓ -28% |
| AMPS | Commercial|All Plans | $772.65 | ↓ -26% |
| Millard Public Schools | Commercial|Broad Network | $862.82 | ↓ -17% |
| Timpte | Commercial|Broad Network | $862.82 | ↓ -17% |
| Greater Omaha Packing | Commercial|Broad Network | $862.82 | ↓ -17% |
| One World | Commercial|Broad Network | $862.82 | ↓ -17% |
| United | Medicaid|Community Plan | $1,144.94 | ↑ +10% |
| Midlands Choice | Commercial|Premier | $1,294.28 | ↑ +24% |
| Medica | Commercial|Open Access | $1,294.28 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $1,493.40 | ↑ +43% |
| PHCS | Commercial|All Plans | $1,767.19 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $1,866.75 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $2,115.65 | ↑ +102% |
Visitor-reported prices
Comments
CT upper extremity w/contrast (both sides) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,560.60 | $341.85 – $478.59 |
| MercyOne Dubuque Medical Center | Dubuque | $2,247.70 | $312.99 – $2,305.00 |
| MercyOne New Hampton Medical Center | New Hampton | $2,163.85 | $878.50 – $2,219.00 |
| MercyOne Clinton Medical Center | Clinton | $1,901.25 | $321.26 – $1,950.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $1,632.15 | $328.68 – $1,674.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $5,094.00 | $329.29 – $3,396.00 |
| MercyOne Des Moines Medical Center | Des Moines | $4,230.90 | $329.29 – $2,199.00 |
| MercyOne Centerville Medical Center | Centerville | $3,329.00 | $608.89 – $2,219.00 |