#covid19rsv-rsv at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$77.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$185.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$27.75 with Centene vs $157.25 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $27.75 | ↓ -64% |
| ELAP | Commercial|All Plans | $51.80 | ↓ -33% |
| Centene | Medicaid|IA Total Care | $68.02 | ↓ -12% |
| Amerigroup | Medicaid|All Plans | $68.02 | ↓ -12% |
| IAMolina | Medicaid|All Plans | $69.36 | ↓ -11% |
| BCBS - NE | Medicare|All Plans | $70.20 | ↓ -10% |
| Humana | Medicare|All Plans | $70.20 | ↓ -10% |
| Medica | Medicare|All Plans | $70.20 | ↓ -10% |
| United | Medicare|All Plans | $70.20 | ↓ -10% |
| PACE | Medicare|All Plans | $70.20 | ↓ -10% |
| Todays Options | Medicare|All Plans | $71.60 | ↓ -8% |
| Centene | Medicare|All Plans | $72.31 | ↓ -7% |
| Great Plains | Medicare|All Plans | $73.71 | ↓ -5% |
| Amerigroup | Medicare|All Plans | $73.71 | ↓ -5% |
| United | Medicaid|Community Plan | $85.10 | ↑ +10% |
| Medica | Commercial|Open Access | $96.20 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $96.20 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $111.00 | ↑ +43% |
| PHCS | Commercial|All Plans | $131.35 | ↑ +69% |
| Medica | Commercial|ACO | $134.95 | ↑ +74% |
| United | Commercial|All Plans | $136.90 | ↑ +76% |
| Midlands Choice | Commercial|Standard | $138.75 | ↑ +79% |
| Creighton University Employees | Commercial|All Plans | $138.75 | ↑ +79% |
| Medica | Commercial|CHI Health | $144.33 | ↑ +86% |
| Medica | Commercial|All Other Plans | $151.14 | ↑ +95% |
| AMPS | Commercial|All Plans | $155.84 | ↑ +101% |
| MultiPlan | Commercial|All Plans | $157.25 | ↑ +102% |
Visitor-reported prices
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#covid19rsv-rsv at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $168.60 | $70.20 – $70.20 |
| MercyOne New Hampton Medical Center | New Hampton | $140.40 | $68.80 – $216.00 |
| MercyOne Elkader Medical Center | Elkader | $140.40 | $68.80 – $216.00 |
| MercyOne North Iowa Medical Center | Mason City | $519.00 | $29.44 – $141.10 |
| MercyOne Genesis Davenport Medical Center | Davenport | $187.80 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $187.80 | $62.90 – $135.05 |
| MercyOne Waterloo Medical Center | Waterloo | $84.50 | $30.55 – $191.01 |
| UnityPoint Health - Allen Hospital | Waterloo | $140.80 | $39.68 – $109.20 |