Core ndl bx lng/med perq at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$1,443.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,438.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$285.89 with Medica vs $3,505.42 with AMPS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $285.89 | ↓ -80% |
| Centene | Medicaid|NE Total Care | $515.70 | ↓ -64% |
| ELAP | Commercial|All Plans | $962.64 | ↓ -33% |
| Creighton University Employees | Commercial|All Plans | $1,409.58 | ↓ -2% |
| Centene | Medicaid|IA Total Care | $1,538.30 | ↑ +7% |
| Amerigroup | Medicaid|All Plans | $1,538.30 | ↑ +7% |
| IAMolina | Medicaid|All Plans | $1,568.47 | ↑ +9% |
| Humana | Medicare|All Plans | $1,579.02 | ↑ +9% |
| Medica | Medicare|All Plans | $1,579.02 | ↑ +9% |
| United | Medicare|All Plans | $1,579.02 | ↑ +9% |
| PACE | Medicare|All Plans | $1,579.02 | ↑ +9% |
| BCBS - NE | Medicare|All Plans | $1,579.02 | ↑ +9% |
| United | Medicaid|Community Plan | $1,581.48 | ↑ +10% |
| Todays Options | Medicare|All Plans | $1,610.60 | ↑ +12% |
| United | Commercial|All Plans | $1,615.86 | ↑ +12% |
| Centene | Medicare|All Plans | $1,626.39 | ↑ +13% |
| Amerigroup | Medicare|All Plans | $1,657.97 | ↑ +15% |
| Great Plains | Medicare|All Plans | $1,657.97 | ↑ +15% |
| Medica | Commercial|CHI Health | $1,701.00 | ↑ +18% |
| Medica | Commercial|Open Access | $1,787.76 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $1,787.76 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $2,062.80 | ↑ +43% |
| Medica | Commercial|All Other Plans | $2,322.00 | ↑ +61% |
| PHCS | Commercial|All Plans | $2,440.98 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $2,578.50 | ↑ +79% |
| Millard Public Schools | Commercial|Narrow Network | $2,834.13 | ↑ +96% |
| Greater Omaha Packing | Commercial|Narrow Network | $2,834.13 | ↑ +96% |
| One World | Commercial|Narrow Network | $2,834.13 | ↑ +96% |
| MultiPlan | Commercial|All Plans | $2,922.30 | ↑ +102% |
| Millard Public Schools | Commercial|Broad Network | $3,259.25 | ↑ +126% |
| Timpte | Commercial|Broad Network | $3,259.25 | ↑ +126% |
| Greater Omaha Packing | Commercial|Broad Network | $3,259.25 | ↑ +126% |
| One World | Commercial|Broad Network | $3,259.25 | ↑ +126% |
| AMPS | Commercial|All Plans | $3,505.42 | ↑ +143% |
Visitor-reported prices
Comments
Core ndl bx lng/med perq at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $2,532.00 | $947.70 – $1,550.93 |
| MercyOne Dubuque Medical Center | Dubuque | $1,598.35 | $877.86 – $3,300.04 |
| MercyOne Des Moines Medical Center | Des Moines | $7,087.13 | $41.64 – $3,206.43 |
| MercyOne North Iowa Medical Center | Mason City | $7,044.04 | $91.55 – $3,578.15 |
| MercyOne Genesis Davenport Medical Center | Davenport | $2,925.00 | $1,095.25 – $1,550.93 |
| MercyOne Waterloo Medical Center | Waterloo | $13,181.34 | $244.52 – $4,445.40 |
| UnityPoint Health - Allen Hospital | Waterloo | $2,862.11 | $136.53 – $1,885.41 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,938.49 | $136.53 – $2,938.49 |