Conversion ext bil drg cath at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$2,581.74
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$6,147.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$363.85 with Medica vs $7,635.20 with AMPS — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $363.85 | ↓ -86% |
| Centene | Medicaid|NE Total Care | $922.05 | ↓ -64% |
| ELAP | Commercial|All Plans | $1,721.16 | ↓ -33% |
| Creighton University Employees | Commercial|All Plans | $2,520.27 | ↓ -2% |
| United | Medicaid|Community Plan | $2,827.62 | ↑ +10% |
| United | Commercial|All Plans | $2,889.09 | ↑ +12% |
| Greater Omaha Packing | Commercial|Narrow Network | $3,034.03 | ↑ +18% |
| One World | Commercial|Narrow Network | $3,034.03 | ↑ +18% |
| Millard Public Schools | Commercial|Narrow Network | $3,034.03 | ↑ +18% |
| Midlands Choice | Commercial|Premier | $3,196.44 | ↑ +24% |
| Medica | Commercial|Open Access | $3,196.44 | ↑ +24% |
| Centene | Medicaid|IA Total Care | $3,350.61 | ↑ +30% |
| Amerigroup | Medicaid|All Plans | $3,350.61 | ↑ +30% |
| IAMolina | Medicaid|All Plans | $3,416.31 | ↑ +32% |
| Humana | Medicare|All Plans | $3,439.28 | ↑ +33% |
| Medica | Medicare|All Plans | $3,439.28 | ↑ +33% |
| United | Medicare|All Plans | $3,439.28 | ↑ +33% |
| PACE | Medicare|All Plans | $3,439.28 | ↑ +33% |
| BCBS - NE | Medicare|All Plans | $3,439.28 | ↑ +33% |
| Millard Public Schools | Commercial|Broad Network | $3,489.13 | ↑ +35% |
| Timpte | Commercial|Broad Network | $3,489.13 | ↑ +35% |
| Greater Omaha Packing | Commercial|Broad Network | $3,489.13 | ↑ +35% |
| One World | Commercial|Broad Network | $3,489.13 | ↑ +35% |
| Todays Options | Medicare|All Plans | $3,508.07 | ↑ +36% |
| Centene | Medicare|All Plans | $3,542.46 | ↑ +37% |
| Great Plains | Medicare|All Plans | $3,611.24 | ↑ +40% |
| Amerigroup | Medicare|All Plans | $3,611.24 | ↑ +40% |
| QuikTrip | Commercial|All Plans | $3,688.20 | ↑ +43% |
| PHCS | Commercial|All Plans | $4,364.37 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $4,610.25 | ↑ +79% |
| Medica | Commercial|CHI Health | $4,801.00 | ↑ +86% |
| MultiPlan | Commercial|All Plans | $5,224.95 | ↑ +102% |
| Medica | Commercial|All Other Plans | $6,546.00 | ↑ +154% |
| AMPS | Commercial|All Plans | $7,635.20 | ↑ +196% |
Visitor-reported prices
Comments
Conversion ext bil drg cath at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Des Moines Medical Center | Des Moines | $5,660.85 | $1,750.51 – $8,709.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $4,907.39 | $174.44 – $3,232.74 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,422.40 | $174.44 – $3,102.85 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $2,422.40 | $174.44 – $3,511.29 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $7,015.31 | $174.44 – $3,400.08 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $3,425.17 | $174.44 – $3,797.66 |
| UnityPoint Health - Marshalltown | Marshalltown | $4,907.39 | $174.44 – $3,434.11 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $4,785.08 | $174.44 – $3,457.22 |