Contrast x-ray of hip at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$471.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,122.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$168.30 with Centene vs $953.70 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $168.30 ↓ -64%
Medica Commercial|ACO $190.64 ↓ -60%
Creighton University Employees Commercial|All Plans $192.52 ↓ -59%
United Commercial|All Plans $238.37 ↓ -49%
Medica Commercial|CHI Health $251.02 ↓ -47%
Medica Commercial|All Other Plans $262.86 ↓ -44%
ELAP Commercial|All Plans $314.16 ↓ -33%
Millard Public Schools Commercial|Narrow Network $332.00 ↓ -30%
One World Commercial|Narrow Network $332.00 ↓ -30%
Greater Omaha Packing Commercial|Narrow Network $332.00 ↓ -30%
Amerigroup Medicaid|All Plans $339.07 ↓ -28%
Centene Medicaid|IA Total Care $339.07 ↓ -28%
IAMolina Medicaid|All Plans $345.72 ↓ -27%
Humana Medicare|All Plans $348.04 ↓ -26%
Medica Medicare|All Plans $348.04 ↓ -26%
United Medicare|All Plans $348.04 ↓ -26%
PACE Medicare|All Plans $348.04 ↓ -26%
BCBS - NE Medicare|All Plans $348.04 ↓ -26%
Todays Options Medicare|All Plans $355.00 ↓ -25%
Centene Medicare|All Plans $358.48 ↓ -24%
Great Plains Medicare|All Plans $365.44 ↓ -22%
Amerigroup Medicare|All Plans $365.44 ↓ -22%
Timpte Commercial|Broad Network $381.80 ↓ -19%
Greater Omaha Packing Commercial|Broad Network $381.80 ↓ -19%
Millard Public Schools Commercial|Broad Network $381.80 ↓ -19%
One World Commercial|Broad Network $381.80 ↓ -19%
United Medicaid|Community Plan $516.12 ↑ +10%
Medica Commercial|Open Access $583.44 ↑ +24%
Midlands Choice Commercial|Premier $583.44 ↑ +24%
QuikTrip Commercial|All Plans $673.20 ↑ +43%
AMPS Commercial|All Plans $772.65 ↑ +64%
PHCS Commercial|All Plans $796.62 ↑ +69%
Midlands Choice Commercial|Standard $841.50 ↑ +79%
MultiPlan Commercial|All Plans $953.70 ↑ +102%

Visitor-reported prices

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Contrast x-ray of hip at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $377.40 $341.85 – $478.59
MercyOne Dubuque Medical Center Dubuque $1,218.75 $312.99 – $1,250.00
MercyOne Cedar Falls Medical Center Cedar Falls $1,983.80 $328.68 – $2,035.00
MercyOne North Iowa Medical Center Mason City $1,225.90 $321.79 – $1,257.00
MercyOne Genesis Davenport Medical Center Davenport $412.20 $341.85 – $478.59
MercyOne Waterloo Medical Center Waterloo $1,983.80 $328.68 – $2,035.00
UnityPoint Health - Allen Hospital Waterloo $770.88 $25.44 – $507.81
UnityPoint Health - Finley Hospital Dubuque $587.43 $25.44 – $587.42

All Iowa hospitals for this procedure →