Consultation pathology during surgery frozen section first tissue block at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$225.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$538.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$77.76 with Medica vs $457.30 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $77.76 | ↓ -66% |
| Centene | Medicaid|NE Total Care | $80.70 | ↓ -64% |
| ELAP | Commercial|All Plans | $150.64 | ↓ -33% |
| Amerigroup | Medicaid|All Plans | $162.70 | ↓ -28% |
| Centene | Medicaid|IA Total Care | $162.70 | ↓ -28% |
| IAMolina | Medicaid|All Plans | $165.89 | ↓ -27% |
| Humana | Medicare|All Plans | $167.00 | ↓ -26% |
| Medica | Medicare|All Plans | $167.00 | ↓ -26% |
| United | Medicare|All Plans | $167.00 | ↓ -26% |
| PACE | Medicare|All Plans | $167.00 | ↓ -26% |
| BCBS - NE | Medicare|All Plans | $167.00 | ↓ -26% |
| Todays Options | Medicare|All Plans | $170.34 | ↓ -25% |
| Centene | Medicare|All Plans | $172.01 | ↓ -24% |
| Amerigroup | Medicare|All Plans | $175.35 | ↓ -22% |
| Great Plains | Medicare|All Plans | $175.35 | ↓ -22% |
| Millard Public Schools | Commercial|Narrow Network | $177.82 | ↓ -21% |
| Greater Omaha Packing | Commercial|Narrow Network | $177.82 | ↓ -21% |
| One World | Commercial|Narrow Network | $177.82 | ↓ -21% |
| Medica | Commercial|CHI Health | $198.61 | ↓ -12% |
| One World | Commercial|Broad Network | $204.49 | ↓ -10% |
| Timpte | Commercial|Broad Network | $204.49 | ↓ -10% |
| Greater Omaha Packing | Commercial|Broad Network | $204.49 | ↓ -10% |
| Millard Public Schools | Commercial|Broad Network | $204.49 | ↓ -10% |
| Medica | Commercial|All Other Plans | $207.98 | ↓ -8% |
| United | Medicaid|Community Plan | $247.48 | ↑ +10% |
| Midlands Choice | Commercial|Premier | $279.76 | ↑ +24% |
| Medica | Commercial|Open Access | $279.76 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $322.80 | ↑ +43% |
| Creighton University Employees | Commercial|All Plans | $349.70 | ↑ +55% |
| AMPS | Commercial|All Plans | $370.74 | ↑ +64% |
| PHCS | Commercial|All Plans | $381.98 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $403.50 | ↑ +79% |
| United | Commercial|All Plans | $403.50 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $457.30 | ↑ +102% |
Visitor-reported prices
Comments
Consultation pathology during surgery frozen section first tissue block at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $66.00 | $57.20 – $164.03 |
| MercyOne Dubuque Medical Center | Dubuque | $203.45 | $33.03 – $340.41 |
| MercyOne Dyersville Medical Center | Dyersville | $173.00 | $33.03 – $221.74 |
| MercyOne Clinton Medical Center | Clinton | $203.45 | $88.58 – $364.58 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $274.95 | $92.09 – $329.20 |
| MercyOne Elkader Medical Center | Elkader | $128.05 | $92.09 – $205.90 |
| MercyOne West Des Moines Medical Center | West Des Moines | $333.00 | $35.88 – $333.00 |
| MercyOne Des Moines Medical Center | Des Moines | $216.45 | $35.88 – $333.00 |