Compatibility test each unit electronic at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$129.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$308.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$46.20 with Centene vs $370.74 with AMPS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $46.20 | ↓ -64% |
| Medica | Commercial|ACO | $51.07 | ↓ -61% |
| Medica | Commercial|CHI Health | $51.52 | ↓ -60% |
| Medica | Commercial|All Other Plans | $53.95 | ↓ -58% |
| Creighton University Employees | Commercial|All Plans | $64.92 | ↓ -50% |
| United | Commercial|All Plans | $84.71 | ↓ -35% |
| ELAP | Commercial|All Plans | $86.24 | ↓ -33% |
| United | Medicaid|Community Plan | $141.68 | ↑ +10% |
| Medica | Commercial|Open Access | $160.16 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $160.16 | ↑ +24% |
| Centene | Medicaid|IA Total Care | $162.70 | ↑ +26% |
| Amerigroup | Medicaid|All Plans | $162.70 | ↑ +26% |
| IAMolina | Medicaid|All Plans | $165.89 | ↑ +28% |
| Humana | Medicare|All Plans | $167.00 | ↑ +29% |
| Medica | Medicare|All Plans | $167.00 | ↑ +29% |
| United | Medicare|All Plans | $167.00 | ↑ +29% |
| PACE | Medicare|All Plans | $167.00 | ↑ +29% |
| BCBS - NE | Medicare|All Plans | $167.00 | ↑ +29% |
| Todays Options | Medicare|All Plans | $170.34 | ↑ +32% |
| Centene | Medicare|All Plans | $172.01 | ↑ +33% |
| Amerigroup | Medicare|All Plans | $175.35 | ↑ +36% |
| Great Plains | Medicare|All Plans | $175.35 | ↑ +36% |
| QuikTrip | Commercial|All Plans | $184.80 | ↑ +43% |
| PHCS | Commercial|All Plans | $218.68 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $231.00 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $261.80 | ↑ +102% |
| AMPS | Commercial|All Plans | $370.74 | ↑ +187% |
Visitor-reported prices
Comments
Compatibility test each unit electronic at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $76.80 | $66.30 – $164.03 |
| MercyOne New Hampton Medical Center | New Hampton | $191.75 | $116.79 – $295.00 |
| MercyOne Oelwein Medical Center | Oelwein | $191.75 | $112.75 – $295.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $122.85 | $44.42 – $329.20 |
| MercyOne West Des Moines Medical Center | West Des Moines | $272.00 | $54.67 – $330.76 |
| MercyOne Newton Medical Center | Newton | $191.75 | $161.27 – $330.76 |
| MercyOne Genesis Davenport Medical Center | Davenport | $85.80 | $92.95 – $164.03 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $64.80 | $36.72 – $78.84 |