Cltx carpl scphd fx w/mnpj at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$341.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$814.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$122.10 with Centene vs $3,489.13 with Greater Omaha Packing — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $122.10 | ↓ -64% |
| ELAP | Commercial|All Plans | $227.92 | ↓ -33% |
| United | Medicaid|Community Plan | $374.44 | ↑ +10% |
| United | Commercial|All Plans | $382.58 | ↑ +12% |
| Midlands Choice | Commercial|Premier | $423.28 | ↑ +24% |
| Medica | Commercial|Open Access | $423.28 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $488.40 | ↑ +43% |
| PHCS | Commercial|All Plans | $577.94 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $610.50 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $691.90 | ↑ +102% |
| Creighton University Employees | Commercial|All Plans | $701.00 | ↑ +105% |
| Medica | Commercial|ACO | $814.00 | ↑ +138% |
| Medica | Commercial|CHI Health | $1,422.00 | ↑ +316% |
| Amerigroup | Medicaid|All Plans | $1,519.48 | ↑ +344% |
| Centene | Medicaid|IA Total Care | $1,519.48 | ↑ +344% |
| IAMolina | Medicaid|All Plans | $1,549.28 | ↑ +353% |
| Humana | Medicare|All Plans | $1,559.70 | ↑ +356% |
| Medica | Medicare|All Plans | $1,559.70 | ↑ +356% |
| United | Medicare|All Plans | $1,559.70 | ↑ +356% |
| PACE | Medicare|All Plans | $1,559.70 | ↑ +356% |
| BCBS - NE | Medicare|All Plans | $1,559.70 | ↑ +356% |
| Todays Options | Medicare|All Plans | $1,590.89 | ↑ +365% |
| Centene | Medicare|All Plans | $1,606.49 | ↑ +370% |
| Great Plains | Medicare|All Plans | $1,637.68 | ↑ +379% |
| Amerigroup | Medicare|All Plans | $1,637.68 | ↑ +379% |
| Medica | Commercial|All Other Plans | $1,938.00 | ↑ +467% |
| Millard Public Schools | Commercial|Narrow Network | $3,034.03 | ↑ +787% |
| Greater Omaha Packing | Commercial|Narrow Network | $3,034.03 | ↑ +787% |
| One World | Commercial|Narrow Network | $3,034.03 | ↑ +787% |
| AMPS | Commercial|All Plans | $3,462.53 | ↑ +913% |
| One World | Commercial|Broad Network | $3,489.13 | ↑ +921% |
| Millard Public Schools | Commercial|Broad Network | $3,489.13 | ↑ +921% |
| Timpte | Commercial|Broad Network | $3,489.13 | ↑ +921% |
| Greater Omaha Packing | Commercial|Broad Network | $3,489.13 | ↑ +921% |
Visitor-reported prices
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Cltx carpl scphd fx w/mnpj at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Allen Hospital | Waterloo | $2,368.00 | $413.01 – $1,326.54 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,368.00 | $413.01 – $1,407.13 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $2,368.00 | $413.01 – $1,592.36 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $2,368.00 | $393.93 – $1,541.92 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $2,901.50 | $413.01 – $3,217.03 |
| UnityPoint Health - Marshalltown | Marshalltown | $2,368.00 | $413.01 – $1,557.36 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $2,368.00 | $384.80 – $1,417.36 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $2,368.00 | $413.01 – $1,377.16 |